CD Rates

Member FDIC

Annual Percentage Yield as of

Certificate of Deposit Interest Rate Annual Percentage Yield Minimum Opening Deposit Minimum Balance to Earn APY*
3 Month Time Deposit & IRA 0.10% 0.10% $500.00 $500.00
6 Month Time Deposit & IRA 0.10% 0.10% $500.00 $500.00
9 Month Time Deposit & IRA 0.15% 0.15% $500.00 $500.00
1 Year Time Deposit & IRA 0.20% 0.20% $500.00 $500.00
2 Year Time Deposit & IRA 0.25% 0.25% $500.00 $500.00
3 Year Time Deposit & IRA 0.30% 0.30% $500.00 $500.00
4 Year Time Deposit & IRA 0.45% 0.45% $500.00 $500.00
5 Year Time Deposit & IRA 0.50% 0.50% $500.00 $500.00
18-Month CD Special** 2.05% 2.07% $100,000.00 $100,000.00

*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. Rates are subject to change without notice. **Applies to new money only (not currently on deposit with the bank)