When it comes to insurance, it’s one of those things that many people have a love hate relationship with. It’s great when you need it, but it’s often one of those expenses many people see as an opportunity to skimp on to save a few bucks. Afterall, how often do you really make a claim? If you don’t have the right coverage, it could cost you thousands!Continue reading “The Importance of Having Proper Insurance Coverage”
Saved money on gas… check
Saved money on eating out… check
Saved money on vacations and date nights… check
2020 has been a rollercoaster ride for many people’s finances. During mandatory shutdowns, most Americans cut back on what were once normal activities and found that they were able to save some money. But now what? As communities slowly reopen, it seems like there are deals and sales everywhere vying for your dollars. So how do you avoid post-quarantine overspending?Continue reading “Tips to Avoid Post-Quarantine Over-Spending”
Here in Connecticut, the housing market is currently a seller’s market – meaning the sellers are the ones with more leverage. But just because the inventory is low and buyers can’t be as picky, it doesn’t mean you should neglect your home. Keeping your property in tiptop shape is a must and doing routine maintenance is still required – plus buyers will notice and potentially not give you the asking price you are looking for!
You should fix small issues before they snowball into larger problems that could cost you big bucks and kill a potential sale down the road.Continue reading “Five things to do BEFORE you put your home on the market!”
The concept of hiring freelancers to handle projects or certain responsibilities is nothing new, however, it’s become very popular over the past decade. There are a few factors that have made the freelancer worker more popular – one major factor – fewer Americans are embracing the traditional 9-5 job career path.
In 2014, there were 53 million freelancers in American – in 2020, it’s estimated to be 57 million or about 35% of American workers. Freelancers love the freedom of making their own hours, working where they want (no cubicles for them), and being able to pick and choose their own projects.Continue reading “The Age of the Freelancer – Why to Hire One and How to Find the Right One”
Gone are the days when someone worked for the same company for 40+ years before retiring with a pension, fancy pen, and maybe if you were lucky a gold watch. Today, the average 50-60 year old has had about 12 jobs over the course of their working career.
With changing jobs comes a trail of old and sometimes forgotten retirement plans, typically a 401(k). These orphaned 401(k)s shouldn’t just get left behind – it’s your money and some could even have thousands of dollars in them.Continue reading “How to Roll Over an Old 401(k)”
Whether you are meeting virtually or in person, one of the hardest parts of working in a team is coordinating and aligning each individual’s effort. Even with everyone on the team working hard and trying to be as productive as possible to get a project or goal completed, you may find that team members are crossing paths, duplicating efforts, or fighting over resources. If the team isn’t constantly in disarray and not working cohesively, the team and said projects will go nowhere fast.Continue reading “Are you making these team huddle mistakes?”
For many people, gone are the days of sitting at the kitchen table on a Sunday morning clipping coupons from the inserts. Even with online coupons, the time it takes to clip, organize, and then shop – gets quite time consuming and overwhelming. It’s a lot of work!
The average American family of four spends roughly $146 to $289 per week on food. That can really add up, and if you are struggling to save money or make ends meet, one of the easiest ways to “find” extra money in your budget is by reducing your food expenses.Continue reading “Grocery Shopping on a Budget – How to Save Money Without Coupons”
CardValet will replace My Mobile Money on September 21st, 2020.
Your spending habits may have changed dramatically in recent months with social distancing, reduced travel and a changed retail environment now the “new normal.” Are you conducting fewer in-store and in‑person transactions? Are your online purchases rising? Regardless of your spending habits and preferences, there’s little doubt that fraud continues to grow – and you remain on-guard.Continue reading “Protect Yourself from Fraud with the CardValet® Card Management App”
For some, purchasing a new home can be stressful even during the best of times, but add in a global pandemic and navigating the process becomes a whole new challenge. Don’t worry though, with the amazing technology available, buyers and sellers are still making home sales possible, just a little differently, by using virtual home tours in lieu of open houses.Continue reading “Virtual Home Tour Must Do’s”
Is it starting to feel like the movie Groundhog Day every time you have a Zoom meeting or phone call? It feels like every conversation starts off the same way: “How are you doing? Everyone safe and healthy?” The responses often feel the same: “Hanging in there. We’re doing OK. How about you?”, etc. It’s become a script of sorts that everyone is repeating.Continue reading “Going beyond “How are you doing?” – Alternatives to Starting Your Business Conversations”