The Age of the Freelancer – Why to Hire One and How to Find the Right One

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The concept of hiring freelancers to handle projects or certain responsibilities is nothing new, however, it’s become very popular over the past decade. There are a few factors that have made the freelancer worker more popular – one major factor –  fewer Americans are embracing the traditional 9-5 job career path.

In 2014, there were 53 million freelancers in American – in 2020, it’s estimated to be 57 million or about 35% of American workers. Freelancers love the freedom of making their own hours, working where they want (no cubicles for them), and being able to pick and choose their own projects.

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How to Roll Over an Old 401(k)

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Gone are the days when someone worked for the same company for 40+ years before retiring with a pension, fancy pen, and maybe if you were lucky a gold watch. Today, the average 50-60 year old has had about 12 jobs over the course of their working career.

With changing jobs comes a trail of old and sometimes forgotten retirement plans, typically a 401(k). These orphaned 401(k)s shouldn’t just get left behind – it’s your money and some could even have thousands of dollars in them.

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Are you making these team huddle mistakes?

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Whether you are meeting virtually or in person, one of the hardest parts of working in a team is coordinating and aligning each individual’s effort. Even with everyone on the team working hard and trying to be as productive as possible to get a project or goal completed, you may find that team members are crossing paths, duplicating efforts, or fighting over resources. If the team isn’t constantly in disarray and not working cohesively, the team and said projects will go nowhere fast.

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Grocery Shopping on a Budget – How to Save Money Without Coupons

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For many people, gone are the days of sitting at the kitchen table on a Sunday morning clipping coupons from the inserts. Even with online coupons, the time it takes to clip, organize, and then shop – gets quite time consuming and overwhelming.  It’s a lot of work!  

The average American family of four spends roughly $146 to $289 per week on food. That can really add up, and if you are struggling to save money or make ends meet, one of the easiest ways to “find” extra money in your budget is by reducing your food expenses.

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Protect Yourself from Fraud with the CardValet® Card Management App

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CardValet will replace My Mobile Money on September 21st, 2020. 

Your spending habits may have changed dramatically in recent months with social distancing, reduced travel and a changed retail environment now the “new normal.” Are you conducting fewer in-store and in‑person transactions? Are your online purchases rising? Regardless of your spending habits and preferences, there’s little doubt that fraud continues to grow – and you remain on-guard.

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Virtual Home Tour Must Do’s

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For some, purchasing a new home can be stressful even during the best of times, but add in a global pandemic and navigating the process becomes a whole new challenge. Don’t worry though, with the amazing technology available, buyers and sellers are still making home sales possible, just a little differently, by using virtual home tours in lieu of open houses.

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Going beyond “How are you doing?” – Alternatives to Starting Your Business Conversations

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Is it starting to feel like the movie Groundhog Day every time you have a Zoom meeting or phone call? It feels like every conversation starts off the same way: “How are you doing? Everyone safe and healthy?” The responses often feel the same: “Hanging in there. We’re doing OK. How about you?”, etc. It’s become a script of sorts that everyone is repeating.

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How to buy and sell a home at the same time

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Buying a house can be stressful; selling a house can be stressful – add in buying and selling a house at the same time, and it could end up being downright chaos IF it’s not done correctly. There is a lot of conflicting advice out there, so we’re weighing in on some of the most common questions/issues that you’ll face when buying/selling concurrently.

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Why branding is critical now more than ever for your business

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Branding isn’t something that you just turn on and off depending on your sales numbers. After all, branding gives your audience a clear sense of purpose and well-defined roadmap of who your company is, what they do, and what your values are – in short, it’s what others think and say about your brand.

For many small business owners, focusing on their branding and marketing day in and day out just isn’t feasible – they are so busy. BUT a strong brand could be the difference between loyal customers and customers who use your business once and turn to a competitor.

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Unexpected College Dorm Room Necessities You Didn’t Know You Needed

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It’s time to pack up and head off to Freshman year – but…what to bring?

Whether your college provides you with a checklist,  you Google it yourself, or just decide to wing it,  it’s bound to include the staples like a laptop, linens, toiletries, clothes, food, etc. But there are a few things you might not know you needed. You also might be so busy thinking about your class schedule, what your roommate will be like and what to wear on your first day, that you end up forgetting some things. 

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