How to Stay Healthy Without Paying for an Overpriced Gym Membership

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Going to the gym isn’t always the best option for everyone who wants to work out and stay healthy, in fact, for some, it doesn’t make sense at all. Since 67 percent of gym members don’t go to the gym at all and many more don’t go often, it results in an unnecessary expense.

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When should you offer over asking price for a home?

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No one WANTS to pay more than the asking price for a home. In fact, most of us cringe even just thinking about the idea. But the fact is, especially in certain markets, paying above the asking price is a reality. So when should you aim high and offer over the listing price? Here are a few scenarios:

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Tips to Help You Actually Stick to Your Budget

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So you’ve spent the time creating your budget (or plan to create your budget soon, learn how to here), but now you need to actually stick to it so you can take control of your finances! First, let me congratulate you on creating your budget – that took a lot of time and thoughtfulness. But now comes the real work – sticking to the budget. After all, you won’t reach your financial goals if you can’t stick to them. It takes work and determination. You CAN do it, and these tips will help you stay on track.

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How to Make the Most of Your Garden to Save Money

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Can you really save money by growing your own fruits and vegetables? Yes, of course you can if you plant your garden and grow the right things. In fact, an average plot provides an estimated 300 pounds of fresh produce worth $600, according to a study by the National Gardening Association (NGA). That estimate is based on an average gardener’s investment of $70 – so $530 is a pretty nice return!

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What is the Debt Snowball Method and How Does it Work?

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If you are looking to get out of debt, the snowball method is a great way to get the ball rolling – pun intended. If you’ve made a snowman before, you already understand the basic concept. As you pack more snow into a tight ball and roll it around the snow-covered yard, you gain momentum and speed as your snowball becomes a snow boulder.

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How to Connect with Your Customers to Increase Sales

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Every business owner wants to find a way to better connect with their customers – whether it’s on the phone, via email, or in person. It gives the company an opportunity to build rapport and learn more about their buyers – 2 key components to making a sale.

So how can you learn how to better connect and read people, especially your customers? By using the Disc system. It allows you to easily recognize personalities which leads to better communication and connections. Once you learn more about your customers, you’ll be able to better understand how they process information and make decisions – aka how to sell to them.

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The New Way of Home Buying

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Remember the days when on any given weekend there would be at least 10 open houses taking place? You could bounce from home to home, maybe having a snack set out by the buyer or realtor as you perused the home? When it came to open houses – the more traffic through the door the better!

But now, finding an open house being advertised has become a little harder to find, and in some cases, non-existent. During 2020, the way we bought and sold homes drastically changed – and some of those trends are sticking around. 

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Fun and Budget Friendly Activities to do as a Couple or a Family

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After over a year of cancelled vacations and staying home, many people are anxious to get back to going places and doing things. Those activity costs can add up, especially if you have a large family. Don’t worry about having to drain your savings or 401K (BTW, we don’t recommend doing that!), there are plenty of ways to get out and enjoy doing things together that are budget friendly.

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How COVID Has Changed What We Look for in a New Home

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There’s no denying that the COVID-19 pandemic has changed the way we live our lives, and even as restrictions and mandates continue to ease across the United States, the effects of this experience will have a lasting effect.

With many sheltering in place for weeks and months, it’s made people think about the concept of their home in a new way. Homebuyers who entered the market during and even after the height of the pandemic are shifting their priorities from the status quo.

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Debt Collectors – What They Can and Can’t Do

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There are few calls that elicit as much dread and frustration as a debt collector. Yes, even more than those extended car warranty calls! While it’s probably not a number saved in your phone, you know who the number belongs to. Each time it calls you get that sickly feeling – fear, shame, anxiety, anger, and annoyance. We’ve all been there at some point, for one reason or another, and besides calling constantly, you may or may not be aware that there are some rules that debt collectors do have to follow.

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