When it comes to planning for retirement, the process seems pretty simple: contribute to your IRA or 401(k), put extra savings aside each month, and reduce your spending as much as possible as you get closer to retirement. Once you are ready to retire, you should be able to rely on a combination of your investments, Social Security, your savings and Medicare to cover your needs.
Continue reading “Surprising Expenses You Don’t Expect When Planning for Retirement”With the invent of email, instant messaging, texting and video chat it’s become the social norm to ASK permission to call someone – especially in business. So why does it seem like our phones are ringing more and more? Well, odds are it’s a telemarketer and their getting sneakier and sneakier – calling from “local” phone numbers to get you to answer. Telemarketing isn’t necessarily illegal, but it’s certainly annoying.
Why is it happening and what can you do about it?
Continue reading “Telemarketers: How to spot them and how they get your number”When you are in your 20’s you experience a lot of exciting changes in your life – graduating from college, starting your first job, buying your first car, getting your first apartment, etc. And of course not everyone moves at the same pace or takes the same path in life, but it is important to plan ahead and set some financial goals.
When you set financial goals, especially at a young age, it can set you up for financial freedom later on in life. It might not seem super important right now to plan 20, 30, or 40 years ahead, but doing so can give you more choices in the future. It is a great feeling knowing you are on track with your money, and now is the perfect time to start working towards financial security.
Continue reading “Financial goals to Strive for by the Time You’re 30”If you are looking at the title of this blog and wondering what your Net Promoter Score is then chances are you probably aren’t tracking it, but that’s OK, because it’s really never too late to start.
First, let’s begin with the basics:
What is a Net Promoter Score? A Net Promoter Score – NPS – measures customer experience and predicts business growth. You can calculate your NPS very simply by asking customers one simple question that they answer based on a scale of 0-10: How likely is it that you would recommend [brand] to a friend or colleague?
Continue reading “Are you tracking your Net Promoter Score?”If you are considering buying your first home, you’ve probably spent some time on Google, talked to other people asking for advice and are in information overload! How can you tell if the advice is good…or just a myth? It seems like everyone you meet has a story about buying their first property or an opinion about what type of real estate that you should buy. There is just as much bad advice – if not more – out there as there is good advice, but it can be difficult to navigate the fact from fiction to make your own informed decision.
Continue reading “Common Excuses and Myths that are Keeping you from Buying a Home”Many nonprofits, especially smaller organizations, struggle with finding fundraising ideas that will make a big impact, but don’t require an army to pull off or huge overhead. It’s no secret that nonprofits rely on effective fundraising to fulfill their missions, that’s why it’s vital for these organizations to build lasting relationships with donors.
Often times nonprofit organizations, executive directors, and board members need some quick fundraising ideas to get some funds in the door to cover operational costs, start a longer-term campaign, get through a mid-campaign slump, or for an emergency situation. Fundraisers need to be engaging enough to get people involved and get them involved quickly.
Continue reading “Fundraising Tips to Help Boost your Nonprofit’s Donations”Whether you’ve spent months house hunting to no avail, or you’ve always wanted to build your own home, the idea of building your dream home sounds like an amazing idea. While building a house from the ground can deliver you the EXACT house you want, you’ll probably learn some tough and expensive financial lessons along the way.
Continue reading “Things I Wish I Knew BEFORE Building my House”Health Care has been the essentially the same for decades. You call a doctor, make an appointment, and then visit their office to get your issues addressed. Whether it’s for being sick or just routine care, the process is pretty much the same. It’s an in-person, at-the-office experience for more or less everyone. We take time off of work, drive to the doctor’s office, and spend at least an hour or two out of our day for the process. But with advances in technology and more and more things being done online or remotely – is that the new future of health care? For some, it will become the norm.
Continue reading “Health Care and the Future of Remote Care”I often joke – never mug a banker since we never carry cash! As a consumer, you know how important it is to be able to use a credit or debit card when making purchases. In fact, it’s surprising how many people don’t carry any cash on them and not every business will accept a personal check – although less and less people are using those as well! So as a business owner, whether big or small, a startup or seasoned, you know that accepting credit and debit card payments from your customers is crucial to your all around success.
Continue reading “Merchant Payment Solutions – it’s more than just accepting credit and debit cards”When it comes to choosing vendors for your business it can be easy to settle into ordering from the same ones all the time because you have a great relationship with them, their pricing is good, and they are easily able to meet your required delivery dates. What happens when they can’t deliver due to unforeseen circumstances? How will you fill orders if a vital part of your production is missing or delayed? When it comes to sourcing your vendors a multi-source approach may be your best approach.
Continue reading “The Dangers of not using a Multi Source Approach in your Business”
