When it comes to insurance, it’s one of those things that many people have a love hate relationship with. It’s great when you need it, but it’s often one of those expenses many people see as an opportunity to skimp on to save a few bucks. Afterall, how often do you really make a claim? If you don’t have the right coverage, it could cost you thousands!Continue reading “The Importance of Having Proper Insurance Coverage”
If you are thinking about starting a business after retirement, you aren’t alone, in fact, it’s a growing trend. The National Bureau of Economic Research estimates that about 25% of workers between 50-59, 46% of workers between 65-69, and 68% of workers between 75-79 are all self-employed. In fact, workers that fall into these age groups have higher self-employment rates than all workers under the age of 50 – only 20% are self-employed.Continue reading “Starting a Business After Retirement – Why Not?!”
If you are a homeowner, you know all too well how frustrating big utility bills can be, so when you invest in your home to lower your bills, those pennies really start to add up! Ready to start saving? Here are a few home improvement tips to help you save money.Continue reading “Easy Ways to Make Your Home More Efficient AND Save you Money!”
It’s officially SAT season, and for many students, that can mean full on panic mode. BUT it doesn’t have to be. With dedication and practice students can work through every question on the SAT but add in time management and it could be the difference between a mediocre score and an outstanding one.Continue reading “Students: How to Avoid Running Out of Time on the SATs”
No one wants their college application to end up in the rejection pile, and while having perfect grades and a robust resume of volunteering and extracurricular activities will help you get accepted, it won’t guarantee you a spot on next year’s roster. One way to increase your odds of acceptance is by submitting a pristine application that shows a clear understanding of your identity and goals.Continue reading “Common College Application Mistakes that Can Put You in the Rejection Pile”
Saved money on gas… check
Saved money on eating out… check
Saved money on vacations and date nights… check
2020 has been a rollercoaster ride for many people’s finances. During mandatory shutdowns, most Americans cut back on what were once normal activities and found that they were able to save some money. But now what? As communities slowly reopen, it seems like there are deals and sales everywhere vying for your dollars. So how do you avoid post-quarantine overspending?Continue reading “Tips to Avoid Post-Quarantine Over-Spending”
Here in Connecticut, the housing market is currently a seller’s market – meaning the sellers are the ones with more leverage. But just because the inventory is low and buyers can’t be as picky, it doesn’t mean you should neglect your home. Keeping your property in tiptop shape is a must and doing routine maintenance is still required – plus buyers will notice and potentially not give you the asking price you are looking for!
You should fix small issues before they snowball into larger problems that could cost you big bucks and kill a potential sale down the road.Continue reading “Five things to do BEFORE you put your home on the market!”
The concept of hiring freelancers to handle projects or certain responsibilities is nothing new, however, it’s become very popular over the past decade. There are a few factors that have made the freelancer worker more popular – one major factor – fewer Americans are embracing the traditional 9-5 job career path.
In 2014, there were 53 million freelancers in American – in 2020, it’s estimated to be 57 million or about 35% of American workers. Freelancers love the freedom of making their own hours, working where they want (no cubicles for them), and being able to pick and choose their own projects.Continue reading “The Age of the Freelancer – Why to Hire One and How to Find the Right One”
Gone are the days when someone worked for the same company for 40+ years before retiring with a pension, fancy pen, and maybe if you were lucky a gold watch. Today, the average 50-60 year old has had about 12 jobs over the course of their working career.
With changing jobs comes a trail of old and sometimes forgotten retirement plans, typically a 401(k). These orphaned 401(k)s shouldn’t just get left behind – it’s your money and some could even have thousands of dollars in them.Continue reading “How to Roll Over an Old 401(k)”
Whether you are meeting virtually or in person, one of the hardest parts of working in a team is coordinating and aligning each individual’s effort. Even with everyone on the team working hard and trying to be as productive as possible to get a project or goal completed, you may find that team members are crossing paths, duplicating efforts, or fighting over resources. If the team isn’t constantly in disarray and not working cohesively, the team and said projects will go nowhere fast.Continue reading “Are you making these team huddle mistakes?”