After over a year of cancelled vacations and staying home, many people are anxious to get back to going places and doing things. Those activity costs can add up, especially if you have a large family. Don’t worry about having to drain your savings or 401K (BTW, we don’t recommend doing that!), there are plenty of ways to get out and enjoy doing things together that are budget friendly.Continue reading “Fun and Budget Friendly Activities to do as a Couple or a Family”
There’s no denying that the COVID-19 pandemic has changed the way we live our lives, and even as restrictions and mandates continue to ease across the United States, the effects of this experience will have a lasting effect.
With many sheltering in place for weeks and months, it’s made people think about the concept of their home in a new way. Homebuyers who entered the market during and even after the height of the pandemic are shifting their priorities from the status quo.Continue reading “How COVID Has Changed What We Look for in a New Home”
There are few calls that elicit as much dread and frustration as a debt collector. Yes, even more than those extended car warranty calls! While it’s probably not a number saved in your phone, you know who the number belongs to. Each time it calls you get that sickly feeling – fear, shame, anxiety, anger, and annoyance. We’ve all been there at some point, for one reason or another, and besides calling constantly, you may or may not be aware that there are some rules that debt collectors do have to follow.Continue reading “Debt Collectors – What They Can and Can’t Do”
This is a common question no matter what the real estate market looks like, and one that doesn’t always have an easy answer. With today’s seller’s market white hot and little inventory to choose from, it has many potential buyers wondering if it’s the right time to buy.
One of the biggest benefits to being a homeowner is building equity with each mortgage loan payment that you make vs. just giving money to a landlord for rent. However, that doesn’t mean buying is always the best choice. As a renter, you have more flexibility and can avoid many costs that come with owning your own home.Continue reading “Is now the time to buy a home or keep renting?”
One of the most common ways to invest in your business is by applying for a business loan. Whether it’s to buy new equipment, purchase inventory, or upgrade software and systems – a business loan can give you some financial stability and an opportunity for growth and expansion. The loan process can be a bit overwhelming if you’ve never applied for a loan before or if your paperwork isn’t organized.Continue reading “6 Essential Documents You’ll Need When Applying for a Business Loan”
Spring cleaning season is here – and everything in your house is fair game. If you are like many people, your purges fall into two piles – trash/recycle or donate. While you might have the best of intentions with you decluttering donations, your local thrift store may not actually want everything that you are eager to get rid of.Continue reading “Decluttering? Items You Shouldn’t Put in the Donate Pile”
Having an emergency fund during uncertain times can provide you with some peace of mind and sense of security. Whether it’s fully funded or you are just starting to build it, you may be wondering what events would qualify as emergencies and allow you to dip into those funds. Do you need to rethink priorities? Should you move things around in the budget to make space for this new expense? Or is this a legit emergency? Of course, there is no shame in using your emergency funds, but you should ask yourself these 3 questions first.Continue reading “When Should You Dip into Your Emergency Fund?”
It doesn’t matter if you are a renter, homeowner, or even still living at home with your parents, it’s safe bet to assume that you care about protecting the environment, and also saving money because who doesn’t want to save money? Here are some simple tips to protect or improve your home, while also saving you some green!Continue reading “Green Ways to Improve Your Home and Save Some Money”
When it comes to measuring the effectiveness of marketing and customer satisfaction, data is king. One of the most important metrics to determining long-term success is measuring customer lifetime value.
What is customer lifetime value (CLV)?Continue reading “Measuring Customer Lifetime Value – It’s all about the Data”
Even though 2021 is starting off as a seller’s market, everyone involved in the sale of a home wishes for a smooth transaction. So what can you as the homeowner and seller do to make the process easier?Continue reading “How to Make Your Home Sale go Smoother”