Learning how to make your finances work for you should be a priority for everyone. If you’re reading this you probably care about your finances. At Litchfield Bancorp, we feel so strongly about helping you make your money work for you, that we put together some key points to assist with creating your very own budget. Use your discretion and be honest with yourself about your spending habits as you read. Continue reading “How to Create a Personal Budget You Can Live With”
We’ve all gotten the email from a long-lost relative, or poor soul in a foreign country who is in dire need of funds ASAP asking you to wire money. This is just one example of Wire Transfer Fraud but cyber criminals are getting craftier and bolder. On the rise are emails and phone calls from individuals disguised as “trusted people” from banks, credit card companies, and government institutions such as the I.R.S. Continue reading “Beware of these Wire Transfer Red Flags”
It takes willpower and a budget to invest in a fixer-upper home. You have to see the potential, weigh the pros and cons and see the project through to the end. Knowing when to buy and how to flip, can make a stressful project a breeze. How can you tell if a house is a gem worth saving? If you’ve got a DIY mindset, some patience and a few coins to spend, here are some considerations to make when you’re thinking of buying a rehab home. Continue reading “Tips for Buying a Fixer-upper Home”
Financial literacy is an important lesson all parents want their kids to learn. From textbooks, tuition and library fees, it all adds up for a college student. A credit card can help your student build credit and discover a new level of responsibility while covering some of their new expenses. Continue reading “What to Know Before Getting a College Student a Credit Card”
It’s kind of like a secret club. Whether you are plotting your start up while working a full-time job, are currently a solo entrepreneur, or if you’ve owned a business for 50 years – there are commonalities. You are a master decision maker and visionary, work a lot of hours and the oddest things will keep you up at night. Continue reading “When your business needs capital”
Selling your home in 2017 isn’t quite the same as it was back in the 70’s or even the 90’s. The housing market is different and today’s buyers are much more selective with more research tools at their fingertips. That means you the seller need to be a step ahead! Here are six tips any experienced seller would tell you so that your home gets sold in 2017. Continue reading “6 Ways to Sell Your Home Faster”
There’s been a shift in recent years that has taken consumers away from the big-box retailer. Countless people are craving a more personal experience and it’s easy to do that right here in Northwest Connecticut. Continue reading “Here’s Why You Should Want to Support Local Businesses”
Selling your home is no easy and simple task. It’s stressful, to say the least. You have to declutter, clean, and determine what, if any, remodeling should be tackled to get your home in tip-top shape. But how do you know which remodeling projects to make to get the most bang for your buck and sell quickly? Continue reading “Thinking of selling your home? Give it a facelift!”
We were so excited when Janet Marlow of Pet Acoustics agreed to be a part of our Locally Owned, Locally Grown campaign for the bank as she and Rigby are two of our favorite clients! Sure, many banks have treats for furry friends at the drive-up window, but we can proudly say that Rigby joins us in the lobby from time to time and it makes our day! Continue reading “Furry Friends Welcomed!”
Identity theft has become a serious problem over the past decade, it’s the virtual equivalent of being mugged on the street, although much sneakier. Months may go by before you ever realize that your identity has been compromised – it’s a little unnerving, to say the least! And, it’s not just a problem in the US – it’s a worldwide issue. Continue reading “Tips for keeping your identity safe while traveling overseas”
