DEPOSIT RATES                  Member FDIC

Annual Percentange Yield as of Wednesday January 13, 2021

Personal Accounts Interest
Rate
Annual Percentage
Yield
Minimum Opening
Deposit
Minimum Balance
to Earn APY*
REALITY CHECKING 0.05% 0.05% $25.00 $0.01
FREEDOM 50 CHECKING 0.05% 0.05% $25.00 $0.01
ESCROW/AGENT/PASSBOOK** 0.15% 0.15% $5.00 $0.01
PASSBOOK/STATEMENT SAVINGS** 0.05% 0.05% $5.00 $0.01
TRANSACTION STATEMENT SAVINGS 0.05% 0.05% $5.00 $0.01
HOLIDAY CLUB** 0.05% 0.05% $1.00 $5.00
VACATION CLUB** 0.05% 0.05% $1.00 $5.00
IRA STATEMENT SAVINGS
TIER I$0.01 to $49.99 0.05% 0.05% $5.00 $0.01
TIER II$50.00 to $499.99 0.05% 0.05% $5.00 $50.00
TIER III$500.00 to $4,999.99 0.05% 0.05% $5.00 $500.00
TIER IV$5,000.00 to $39,999.99 0.05% 0.05% $5.00 $5,000.00
TIER V$40,000.00 and OVER 0.05% 0.05% $5.00 $40,000.00
MONEY MARKET PASSBOOK**
TIER I$500.00 to $29,999.99 0.03% 0.03% $500.00 $500.00
TIER II$30,000.00 and OVER 0.04% 0.04% $500.00 $30,000.00
FREEDOM MONEY MARKET**
TIER I$500.00 to $29,999.99 0.03% 0.03% $500.00 $500.00
TIER II$30,000.00 and OVER 0.04% 0.04% $500.00 $30,000.00
REALITY STATEMENT SAVINGS**
TIER I$0.01 TO $4,999.99 0.03% 0.03% $5.00 $0.01
TIER II$5,000.00 TO $24,999.99 0.04% 0.04% $5.00 $5,000.00
TIER III$25,000.00 TO $49,999.99 0.05% 0.05% $5.00 $25,000.00
TIER IV$50,000.00 TO $99,999.99 0.06% 0.06% $5.00 $50,000.00
TIER V$100,000.00 AND OVER 0.07% 0.07% $5.00 $100,000.00
REALITY MONEY MARKET STATEMENT SAVINGS**
TIER I$0.01 TO $49,999.99 0.03% 0.03% $50.00 $0.01
TIER II$50,000.00 TO $74,999.99 0.04% 0.04% $50.00 $50,000.00
TIER III$75,000.00 TO $99,999.99 0.05% 0.05% $50.00 $75,000.00
TIER IV$100,000.00 TO $249,999.99 0.06% 0.06% $50.00 $100,000.00
TIER V$250,000.00 AND OVER 0.07% 0.07% $50.00 $250,000.00
HEALTH SAVINGS ACCOUNT
TIER I $0.00-$4,999.99 0.05% 0.05% $0.00 $0.01
TIER II$5,000.00-$19,999.99 0.05% 0.05% $0.00 $5,000.00
TIER III$20,000.00 and over 0.05% 0.05% $0.00 $20,000.00

 

Business Accounts Interest
Rate
Annual Percentage
Yield
Minimum Opening
Deposit
Minimum Daily
to Earn APY*
IORETA 0.05% 0.05% $25.00 $0.01
IOLTA 0.09% 0.09% $25.00 $0.01

 

*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees could reduce earnings. Rate may change after the account is opened.

**Transaction limitations apply