DEPOSIT RATES Member FDIC
Annual Percentage Yield as of December 1, 2021 |
Personal Accounts | Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Minimum Balance to Earn APY* |
| TOTAL PLUS CHECKING | 0.05% | 0.05% | $25.00 | $0.01 |
| TOTAL 50 CHECKING | 0.02% | 0.02% | $25.00 | $0.01 |
| SAVINGS/UTMA SAVINGS** | 0.05% | 0.05% | $5.00 | $0.01 |
| TENANT/AGENT SAVINGS | 0.08% | 0.08% | $5.00 | $0.01 |
| TRANSACTION SAVINGS | 0.05% | 0.05% | $5.00 | $0.01 |
| HOLIDAY CLUB ACCOUNT | 0.05% | 0.05% | $1.00 | $5.00 |
| VACATION CLUB ACCOUNT | 0.05% | 0.05% | $1.00 | $5.00 |
| STUDENT SAVINGS CLUB ACCOUNT | ||||
| $0.01 to $1,000.00 | 2.50% | 2.53% | $5.00 | $0.01 |
| $1,000.01 and OVER | 0.05% | 0.05% | $5.00 | $0.01 |
| HEALTH SAVINGS ACCOUNT | ||||
| $0.00 to $4,999.99 | 0.05% | 0.05% | $0.00 | $0.01 |
| $5,000.00 to $19,999.99 | 0.05% | 0.05% | $0.00 | $5,000.00 |
| $20,000.00 and OVER | 0.05% | 0.05% | $0.00 | $20,000.00 |
| MONEY MARKET | ||||
| $0.01 to $999.99 | 0.03% | 0.03% | $1,000.00 | $0.01 |
| $1000.00 to $4,999.99 | 0.03% | 0.03% | $1,000.00 | $1,000.00 |
| $5000.00 to $24,999.99 | 0.03% | 0.03% | $1,000.00 | $5,000.00 |
| $25,000.00 and OVER | 0.04% | 0.04% | $1,000.00 | $25,000.00 |
| IRA SAVINGS | ||||
| $0.01 to $49.99 | 0.05% | 0.05% | $5.00 | $0.01 |
| $50.00 to $2,499.99 | 0.05% | 0.05% | $5.00 | $50.00 |
| $2,500.00 to $29,999.99 | 0.05% | 0.05% | $5.00 | $5,000.00 |
| $30,000.00 to $39,999.99 | 0.05% | 0.05% | $5.00 | $30,000.00 |
| $40,000.00 to $49,999.99 | 0.05% | 0.05% | $5.00 | $40,000.00 |
| $50,000.00 and OVER | 0.05% | 0.05% | $5.00 | $50,000.00 |
| Business Accounts | Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Minimum Balance to Earn APY* |
| BUSINESS CHECKING NOW | ||||
| $0.01 to $9,999.99 | 0.05% | 0.05% | $25.00 | $0.01 |
| $10,000.00 to $19,999.99 | 0.05% | 0.05% | $25.00 | $10,000.00 |
| $20,000.00 to $29,999.99 | 0.05% | 0.05% | $25.00 | $20,000.00 |
| $30,000.00 and OVER | 0.05% | 0.05% | $25.00 | $30,000.00 |
| BUSINESS MONEY MARKET | ||||
| $0.01 to $2,499.99 | 0.10% | 0.10% | $2,500.00 | $0.01 |
| $2,500.00 to $4,999.99 | 0.10% | 0.10% | $2,500.00 | $2,500.00 |
| $5,000.00 to $24,999.99 | 0.10% | 0.10% | $2,500.00 | $5,000.00 |
| $25,000.00 to $49,999.99 | 0.12% | 0.12% | $2,500.00 | $25,000.00 |
| $50,000.00 and OVER | 0.30% | 0.30% | $2,500.00 | $50,000.00 |
| IORETA | 0.05% | 0.05% | $25.00 | $0.01 |
| IOLTA | 0.09% | 0.09% | $25.00 | $0.01 |
*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees could reduce earnings. Rate may change after the account is opened.
**Transaction limitations apply
© 2021 Litchfield Bancorp - A Division of Northwest Community Bank. All rights reserved.
Routing Number: 211174204 | NMLS MLO ID: 510148
Routing Number: 211174204 | NMLS MLO ID: 510148
