Annual Percentange Yield as of Wednesday December 18, 2019
New Auto Loans	Interest Rate	Annual Percentage Rate	Payment Per $1,000
New Auto Special Rate - 48 months*
	5.000%	5.000%	$23.03
New Auto - 48 Months
	5.250%	5.250%	$23.14
New Auto - 60 Months
	5.500%	5.500%	$19.10

 * Applies when payment is automatically debited from your Litchfield Bancorp Checking Account

Used Auto Loans	Interest Rate	Annual Percentage Rate	Payment Per $1,000
Used Auto - 1-3 years old, 24 Months
	6.000%	6.000%	$44.32
Used Auto - 1-3 years old, 36 Months
	6.000%	6.000%	$30.42
Used Auto - 1-3 years old, 48 Months
	6.000%	6.000%	$23.49
Used Auto - 1-3 years old, 60 Months
	6.000%	6.000%	$19.33
Used Auto - 4-7 years old, 24 Months
	8.200%	8.200%	$45.32
Used Auto - 4-7 years old, 36 Months
	8.200%	8.200%	$31.43
Used Auto - 4-7 years old, 48 Months
	8.200%	8.200%	$24.51
Used Auto - 4-7 years old, 60 Months
	8.200%	8.200%	$20.37

 Motor Vehicle Loans should be no greater than N.A.D.A. loan value on used cars adjusted for mileage - dealer invoice figures acceptable on new cars - loan to value based on cash price

Motorcycle Loans	Interest Rate	Annual Percentage Rate	Payment Per $1,000
New Motorcycle - 25% Down - 36 Months
	9.950%	9.950%	$46.12
Used Motorcycle - 25% Down - 36 Months
	14.000%	14.000%	$48.01
Used Motorcycle - 36 Months
	7.500%	7.500%	$31.11
Used Motorcycle - 48 Months
	8.000%	8.000%	$24.41

 

Unsecured Loans	Interest Rate	Annual Percentage Rate	Payment Per $1,000
Unsecured Loan - 36 Months
	18.000%	18.000%	$49.92
Unsecured Loan - 48 Months
	18.000%	18.000%	$36.15

 

All loans subject to credit approval. Requests for Loans that are an exception to policy will be up charged a standard .625% over the existing rate.

ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE