CONSUMER LOAN RATES                                                                           Member FDIC

Annual Percentage Yield as of
New Auto Loans Interest
Rate		 Annual Percentage
Rate		 Payment
Per $1,000
New Auto - 36 Months - 10% Down
5.000% 5.000% $29.97
New Auto - 48 Months - 10% Down
5.250% 5.250% $23.14
New Auto - 60 Months - 20% Down
5.500% 5.500% $19.10

 15% Down Payment on new snowmobile, motorcycle, etc. Used auto loans over 36 months must not be older than 2012.

Used Auto Loans Interest
Rate		 Annual Percentage
Rate		 Payment
Per $1,000
Used Auto - 1-3 years old, 48 Months
7.500% 7.500% $24.18
Used Auto - 4-7 years old, 36 Months
7.000% 7.000% $30.88

 Motor Vehicle Loans should have no greater than NADA loan value on used cars adjusted for mileage - dealer invoice figures acceptable on new cars - loan to value based on cash price.

Unsecured Loans Interest
Rate		 Annual Percentage
Rate		 Payment
Per $1,000
Unsecured Loans - 24 Months
18.000% 18.000% $49.92
Unsecured Loans - 36 Months
18.000% 18.000% $36.15
Unsecured Loans - 48 Months
18.000% 18.000% $29.37

 

All loans subject to credit approval. Other Terms and Conditions May Apply.

ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE