CONSUMER LOAN RATES                                                                           Member FDIC

Annual Percentange Yield as of Wednesday December 18, 2019

New Auto Loans Interest
Rate
Annual Percentage
Rate
Payment
Per $1,000
New Auto Special Rate - 48 months*
5.000% 5.000% $23.03
New Auto - 48 Months
5.250% 5.250% $23.14
New Auto - 60 Months
5.500% 5.500% $19.10

 * Applies when payment is automatically debited from your Litchfield Bancorp Checking Account

Used Auto Loans Interest
Rate
Annual Percentage
Rate
Payment
Per $1,000
Used Auto - 1-3 years old, 24 Months
6.000% 6.000% $44.32
Used Auto - 1-3 years old, 36 Months
6.000% 6.000% $30.42
Used Auto - 1-3 years old, 48 Months
6.000% 6.000% $23.49
Used Auto - 1-3 years old, 60 Months
6.000% 6.000% $19.33
Used Auto - 4-7 years old, 24 Months
8.200% 8.200% $45.32
Used Auto - 4-7 years old, 36 Months
8.200% 8.200% $31.43
Used Auto - 4-7 years old, 48 Months
8.200% 8.200% $24.51
Used Auto - 4-7 years old, 60 Months
8.200% 8.200% $20.37

 Motor Vehicle Loans should be no greater than N.A.D.A. loan value on used cars adjusted for mileage - dealer invoice figures acceptable on new cars - loan to value based on cash price

Motorcycle Loans Interest
Rate
Annual Percentage
Rate
Payment
Per $1,000
New Motorcycle - 25% Down - 36 Months
9.950% 9.950% $46.12
Used Motorcycle - 25% Down - 36 Months
14.000% 14.000% $48.01
Used Motorcycle - 36 Months
7.500% 7.500% $31.11
Used Motorcycle - 48 Months
8.000% 8.000% $24.41

 

Unsecured Loans Interest
Rate
Annual Percentage
Rate
Payment
Per $1,000
Unsecured Loan - 36 Months
18.000% 18.000% $49.92
Unsecured Loan - 48 Months
18.000% 18.000% $36.15

 

All loans subject to credit approval. Requests for Loans that are an exception to policy will be up charged a standard .625% over the existing rate.

ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE