CERTIFICATE OF DEPOSIT (CD) RATES                                                             Member FDIC

Annual Percentage Yield as of
Certificate of Deposit Interest
Rate		 Annual Percentage
Yield		 Minimum Opening
Deposit 		Minimum Balance
to Earn APY*
TIME DEPOSIT CDS
3 Month Time Deposit & IRA 0.10% 0.10% $500.00 $500.00
6 Month Time Deposit & IRA 0.10% 0.10% $500.00 $500.00
9 Month Time Deposit & IRA 0.15% 0.15% $500.00 $500.00
1 Year Time Deposit & IRA 0.20% 0.20% $500.00 $500.00
2 Year Time Deposit & IRA 0.25% 0.25% $500.00 $500.00
3 Year Time Deposit & IRA 0.30% 0.30% $500.00 $500.00
4 Year Time Deposit & IRA 0.45% 0.45% $500.00 $500.00
5 Year Time Deposit & IRA 0.50% 0.50% $500.00 $500.00

 

*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. Rates are subject to change without notice.