CERTIFICATE OF DEPOSIT (CD) RATES                                                             Member FDIC

Annual Percentange Yield as of Wednesday January 22, 2020
Name Interest
Rate		 Annual Percentage
Yield		 Minimum Opening
Deposit 		Minimum Balance
to Earn APY*
FREEDOM 50 CERTIFICATES OF DEPOSIT
1 YEAR CD .35% .35% $500.00 $500.00
2 YEAR CD 0.90% 0.90% $500.00 $500.00
3 YEAR CD .65% .65% $500.00 $500.00
4 YEAR CD .70% .70% $500.00 $500.00
5 YEAR CD 1.59% 1.60% $500.00 $500.00
CERTIFICATES OF DEPOSIT
31 DAY CD .05% .05% $500.00 $500.00
60 DAY CD .05% .05% $500.00 $500.00
91 DAY CD .05% .05% $500.00 $500.00
6 MONTH CD .75% .75% $500.00 $500.00
9 MONTH CD 1.00% 1.00% $500.00 $500.00
12 MONTH CD .25% .25% $500.00 $500.00
15 MONTH CD .25% .25% $500.00 $500.00
18 MONTH CD .80% .80% $500.00 $500.00
24 MONTH CD 0.80% 0.80% $500.00 $500.00
30 MONTH CD .45% .45% $500.00 $500.00
36 MONTH CD .55% .55% $500.00 $500.00
48 MONTH CD .60% .60% $500.00 $500.00
60 MONTH CD 1.49% 1.50% $500.00 $500.00

*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. Rates are subject to change without notice.