You’ve found the perfect house. You’ve figured out exactly what you want to do with the kitchen, where the kids’ rooms are going to be and the placement of the living room furniture. But have you spent any time determining the best way to finance your new dream home? If you haven’t, you should. No, it’s not nearly as fun as mentally redecorating, but it is far more important and will have a lasting effect on how much money you have to spend on any future renovation.