Senior Living Facilities: Will Supply Meet Demand?

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It seems like more and more senior living facilities and 55+ communities are being built and filling up as quickly as the owners announce availability.  Not too long ago senior living facilities along with skilled nursing and assisted living centers focused solely on providing health services for those at an advanced age.  However, it’s become so much more than that over the years and senior living facilities are becoming the new norm. The Baby Boomers are exiting the workforce, selling their homes, and heading into their Golden Years.  They, and their children, are looking for simple and safe community of their peers. The type of facility they choose is usually based on quality of their health, proximity to family, and their budget.

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Why every millennial should have a Roth IRA

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There’s often a debate over which retirement fund you should choose:  a Traditional or Roth IRA? As a millennial, there is a definite advantage to choosing one over the other. Continue reading “Why every millennial should have a Roth IRA”

Retirement Planning – I’m 50 and haven’t started yet!

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If you’ve done any research about retirement planning, you know that it’s NEVER too early to start. In fact, starting to save during your college years is slowly becoming the norm! But what do you do when years turn into decades and you still haven’t started saving for your retirement? If you are in your 50’s and haven’t been able to build up the retirement fund, you’ll need to get started and fast. Here are some tips to help you out! Continue reading “Retirement Planning – I’m 50 and haven’t started yet!”

Saving for Retirement? Here are some pitfalls to avoid

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When it comes to saving for your retirement, every penny counts. Regardless if you are just starting to save or in the home stretch to retiring, making the wrong financial decisions could have a big impact on your retirement goals. With social security no longer being a sustainable retirement option, it’s important to make sure that you set yourself up for the future. Continue reading “Saving for Retirement? Here are some pitfalls to avoid”

401Ks – Potential ways to maximize your dollars for retirement

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Over the past 10 years, you may not have noticed but there has been a quiet revolution transforming the 401(k) landscape. As a result, you’re probably saving more consistently and investing in a smarter mix of stocks and bonds without even knowing it. Employers have also been increasingly automating financial moves that you might otherwise drag your feet on – it’s not exactly a fun Saturday night in! Be honest, do you really remember to boost your contribution percentage every year? Continue reading “401Ks – Potential ways to maximize your dollars for retirement”