When it comes to selling your home, most sellers vacate the premises during a showing or open house. But there may be instances where you, the seller, are present and are asked by a potential buyer “Why are you selling your house?”. It’s a pretty common question from home buyers, and although you might think your response is innocent, this is one of the diciest questions you can answer. Why? Because any response you give could be used against you and cause the buyer to question if they will have the same issue.Continue reading “How to answer, “So why are you selling your home?” …and what NOT to say!”
The backbone of most non-profits is their Volunteer Force. Be it behind the scenes or client/front facing, this group of non-paid team members are giving their time, their skills and often their dollars to help make their chosen non-profit successful. They are invaluable to carrying out the mission and objectives of the non-profit and can also help build a connection with your community.
Recruiting and retaining top volunteer talent is no different than acquiring top paid talent – here are some tips to help you get the best of the best:Continue reading “How to Recruit More Volunteers for Your Non-Profit”
When you are in your 20’s you experience a lot of exciting changes in your life – graduating from college, starting your first job, buying your first car, getting your first apartment, etc. And of course not everyone moves at the same pace or takes the same path in life, but it is important to plan ahead and set some financial goals.
When you set financial goals, especially at a young age, it can set you up for financial freedom later on in life. It might not seem super important right now to plan 20, 30, or 40 years ahead, but doing so can give you more choices in the future. It is a great feeling knowing you are on track with your money, and now is the perfect time to start working towards financial security.Continue reading “Financial goals to Strive for by the Time You’re 30”
I often joke – never mug a banker since we never carry cash! As a consumer, you know how important it is to be able to use a credit or debit card when making purchases. In fact, it’s surprising how many people don’t carry any cash on them and not every business will accept a personal check – although less and less people are using those as well! So as a business owner, whether big or small, a startup or seasoned, you know that accepting credit and debit card payments from your customers is crucial to your all around success.Continue reading “Merchant Payment Solutions – it’s more than just accepting credit and debit cards”
Being a new graduate is an exciting time. You have accomplished a huge goal by earning your diploma and are ready to start the next chapter. Transitioning from student to full time employee is not always easy so here are some tips to help you navigate the process:Continue reading “Making the transition from recent college grad to full time employee”
Credit cards can be a great way to build your credit especially when you are just getting started or repairing your credit. Being an authorized user on someone else’s credit card account may seem like a win-win, but before you have your name added, make sure you understand all the risks and rewards.Continue reading “How being an Authorized User affects your credit”
When it comes to saving for your retirement, every penny counts. Regardless if you are just starting to save or in the home stretch to retiring, making the wrong financial decisions could have a big impact on your retirement goals. With social security no longer being a sustainable retirement option, it’s important to make sure that you set yourself up for the future. Continue reading “Saving for Retirement? Here are some pitfalls to avoid”
For most people, when they think about having a bank account, they assume that it’s just your basic checking or savings account. However, there are so many options when it comes to depositing money at your local bank. From the traditional checking and savings to CD’s and money market accounts, you can be sure that there is an account to meet all your needs. Continue reading “Where should I keep my money? Not all Accounts are the Same!”
For as long back as I can remember, I’ve always been told to change my passwords often, don’t use the same password for multiple accounts, make them complex, don’t use a variation of the word “password” and don’t write them down where someone can find them. Sounds like good advice, right? But some people don’t take this advice seriously – but why? Continue reading “Passwords – How often should you really change them?”
You probably received over the past few years an email claiming you’d won the Nigerian lottery or perhaps one from some unknown person who miraculously chose you to receive their fortune of millions of dollars because you are a good person. The emails typically have tons of misspellings, bad grammar, and always requested your bank account information so funds could be wired to you. Because there is such awareness, these types of emails are slowly fading away. Hackers are savvy and adapt quickly. A new, rapidly growing and sophisticated threat is targeting businesses – THOUSANDS of companies have been affected in the U.S. losing over $5.3 billion since 2013. Analysts predict the trend will continue to grow vs. subside. Continue reading “Do your employees know how to spot CEO fraud?”