Easy Ways to Make Your Home More Efficient AND Save you Money!

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If you are a homeowner, you know all too well how frustrating big utility bills can be, so when you invest in your home to lower your bills, those pennies really start to add up! Ready to start saving? Here are a few home improvement tips to help you save money.

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Five things to do BEFORE you put your home on the market!

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Here in Connecticut, the housing market is currently a seller’s market – meaning the sellers are the ones with more leverage. But just because the inventory is low and buyers can’t be as picky, it doesn’t mean you should neglect your home. Keeping your property in tiptop shape is a must and doing routine maintenance is still required – plus buyers will notice and potentially not give you the asking price you are looking for!

You should fix small issues before they snowball into larger problems that could cost you big bucks and kill a potential sale down the road.

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How to buy and sell a home at the same time

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Buying a house can be stressful; selling a house can be stressful – add in buying and selling a house at the same time, and it could end up being downright chaos IF it’s not done correctly. There is a lot of conflicting advice out there, so we’re weighing in on some of the most common questions/issues that you’ll face when buying/selling concurrently.

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How to Lose Your Earnest Money Deposit and Ways to Avoid It

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There is a lot of terminology that you hear during the home buying process, and if you plan to purchase a home in the near future, you may have heard the term Earnest Money Deposit. If you haven’t or don’t quite know what it means, you’ll want to read on because it’s pretty important.

Most people must put some amount of money down on a home as a deposit when they submit a bid or offer for the home they want to buy. It’s typically written into the purchase agreement as an Earnest Money Deposit (EMD), or referred to as a good faith deposit, and it lets the seller know you are serious about your bid. This can also make your offer more attractive if there are multiple offers in place.

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Simple and Easy Weekend DIY Projects to Spruce up Your Home

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You don’t need a large budget or lengthy timeline to give your home a noticeable boost. Whether you’re looking for functional fixes, to enhance the visual appeal or just a small refresh—there are a number of ways to update your home cheaply and easily.

On television, home improvement projects go from start to finish in 60 minutes or less. Realistic? Of course not, but you don’t need to spend a lot of time to make some significant changes to your home. Here are some ideas for quick projects that can be done in a weekend that deliver big results.

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Thinking of Moving? Summer is the Best Time to Do It!

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Buying a new house is REALLY exciting, but I don’t think there are very many people who actually LIKE moving. It’s stressful, it’s time consuming, and it’s a lot of work. However, depending on the time of year, it can be a completely different experience. So, which season is the ideal season to move? We think Summer.

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“Sale Pending”: Does it really mean SOLD?

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In today’s digital world, we can do just about anything online and that includes searching for your potential dream house. Imagine drinking your morning coffee while clicking through the latest real estate listings and you finally find the perfect house, in the perfect neighborhood, at the perfect price, with everything on your Must Have List. But then you see it… SALE PENDING. UGH! 

Is this a deal breaker?

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How to Notice Signs of a Flipper’s Hasty House Renovations

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It’s Spring and that means an influx of homes will be hitting the real estate market, including homes that were renovated over the Winter by investors or as we like to call them, “Flippers”.

Flippers typically buy homes at a lower price, often foreclosures. Some of these homes need minor cosmetic repairs while others require a complete gut and remodel. They make the homes appealing to a wider pool of buyers who are looking for recently renovated and move-in ready homes. Some flippers are fantastic and do amazing work, while others may, in other words, put a band-aid on bigger issues so you can’t see the underlying problems. 

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Home Buying: Are Sellers Trying to Hide Hidden Issues?

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Whether you are a first-time buyer or a real estate mogul, there are still plenty of issues that can happen along the home buying process, including finding issues that weren’t disclosed by the buyer. Even though the homeowner is required to sign a disclosure document, it doesn’t always mean that it’s accurate – whether they know about the issues or not.

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Savings and Retirement Tips: Pay off your Mortgage Early or Invest?

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When it comes to saving money, especially for your future, it can be hard to decide where to put that money to get the best bang for your buck. If you have loans, like a mortgage, you might consider an early pay-off. What feels better than being debt free, right? But building wealth can be tricky.

When it comes to saving money, interest rates rule the world. You want your money to earn more than it would cost you elsewhere. So, if your rate of return on investing is more than you would save in paying down interest, then investing would earn you more money and be a smarter option. However, if your mortgage interest rate is higher than your rate of return on investing, then you would save more money by paying down aggressively on your mortgage instead.

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