Back to School and Insurance – is your college student covered under your policies?

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Heading off to your first semester of college can be both an exciting and emotional time, and not just for the student! One often overlooked item is insurance. Should your college student remain on the family’s auto policy? Are their personal belongings covered if there is a fire or theft in the dorm, or they lose them? What happens if they are sick and need to see a doctor, are they covered?

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The Effect of Telemedicine in Today’s Health Care Marketplace

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Health care as we know it is changing and due to the political nature of the subject matter, no one can really predict where we will be over the next couple of years.  What we DO know is that technology is becoming increasingly an option to serve the public and save dollars for both the patient and the industry as a whole.  Telemedicine is one such technology that was once an option only for the minority– private physicians on call for the wealthy or delivering medical access to people living in remote areas – but has now become very widespread to just about any demographic.

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Emergency funds and how much is enough for your family

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Emergency fund, rainy day fund, whatever you call it, it’s important to know how much money you should have set aside in case something unexpected happens. While it may be somewhat of a moving target – the golden rule has always been to have at least 3 to 6 months’ worth of expenses saved up – 6 months especially if you have a family. Continue reading “Emergency funds and how much is enough for your family”