Have you heard of formjacking? I’m going to go out on a limb here and say probably not. Formjacking is probably the biggest type of credit card cybertheft you’ve never heard of. It’s a relatively new form of digital information theft caused by hacker attacks on commercial websites involved in e-commerce and other activities that collect customers’ personal information.
Continue reading “What is Formjacking and How Can I Protect Myself?”Did you know that more than a quarter million U.S. college students spend a semester or year at foreign universities studying abroad? It has become a very popular part of the college experience with nearly every college in the country offering some sort of study abroad program. However, there is a lot to think about before your student hops on that plane to another country and culture.
Continue reading “Your child is studying abroad – what you need to know”Credit cards can be a great way to build your credit especially when you are just getting started or repairing your credit. Being an authorized user on someone else’s credit card account may seem like a win-win, but before you have your name added, make sure you understand all the risks and rewards.
Continue reading “How being an Authorized User affects your credit”If you own your own business, it’s only a matter of time before you’ll need a credit card to charge expenses. But should you get a Business card instead of using a Personal one? The basic function of the cards work the same – you’ll have a credit line, interest rate, and earn certain perks based on the card you choose. However, there a few differences to take into consideration before sending in that credit app. Continue reading “Business card or Personal credit card – which should you use for your business?”
Everyone knows that credit cards come with a credit limit, the maximum amount of money you can charge on the card. However, what’s not as widely known, is that credit card issuers don’t intend for you to max out your credit card by charging up to the credit limit. As you come closer to your credit limit, it can start to have negative effects on your credit score. Love it or not, much depends on the almighty credit score – from buying a home to getting a good rate on insurance and even employment for some professions. Continue reading “Card limits and why you can’t spend all your money whenever you want to”
In a world full of automation, it seems to make sense to add paying your bills electronically to the growing list of things that can be done by technology. Not only is it FREE to use automatic payments, but it saves you money – buying checks, postage, envelops, etc. – and time! Continue reading “The Advantages of Automatic Payments and E-billing”
By now, you may have heard of a payment option called Apply Pay, which officially rolled out in 2014, but has lately gained a lot of traction. Apple Pay allows your customers a safe, easy, and private way to pay for goods and services in stores, in mobile apps, online, and even in certain web chats. It only makes sense that we use our cellphones as mobile wallets since we handle much of our daily lives on them. Simply load your credit or debit card information into the wallet app, wait for your card issuer to verify your card, and you are ready to start using Apple Pay. To pay for an item, a customer simply needs to hold their iPhone close to the payment terminal, rest their finger on the Touch ID until the checkmark appears. Easy, right? Continue reading “Apple Pay – should your business accept it and how does it work?”
Financial literacy is an important lesson all parents want their kids to learn. From textbooks, tuition and library fees, it all adds up for a college student. A credit card can help your student build credit and discover a new level of responsibility while covering some of their new expenses. Continue reading “What to Know Before Getting a College Student a Credit Card”
Identity theft has become a serious problem over the past decade, it’s the virtual equivalent of being mugged on the street, although much sneakier. Months may go by before you ever realize that your identity has been compromised – it’s a little unnerving, to say the least! And, it’s not just a problem in the US – it’s a worldwide issue. Continue reading “Tips for keeping your identity safe while traveling overseas”
