So you’ve spent the time creating your budget (or plan to create your budget soon, learn how to here), but now you need to actually stick to it so you can take control of your finances! First, let me congratulate you on creating your budget – that took a lot of time and thoughtfulness. But now comes the real work – sticking to the budget. After all, you won’t reach your financial goals if you can’t stick to them. It takes work and determination. You CAN do it, and these tips will help you stay on track.Continue reading “Tips to Help You Actually Stick to Your Budget”
Can you really save money by growing your own fruits and vegetables? Yes, of course you can if you plant your garden and grow the right things. In fact, an average plot provides an estimated 300 pounds of fresh produce worth $600, according to a study by the National Gardening Association (NGA). That estimate is based on an average gardener’s investment of $70 – so $530 is a pretty nice return!Continue reading “How to Make the Most of Your Garden to Save Money”
One of the most common ways to invest in your business is by applying for a business loan. Whether it’s to buy new equipment, purchase inventory, or upgrade software and systems – a business loan can give you some financial stability and an opportunity for growth and expansion. The loan process can be a bit overwhelming if you’ve never applied for a loan before or if your paperwork isn’t organized.Continue reading “6 Essential Documents You’ll Need When Applying for a Business Loan”
Before I dive into the meat of the blog, I have to ask – does anyone actually enjoy grocery shopping? For most people, it’s one of those chores that never goes away – like washing dishes. No matter how many times you do it, you always have to do it again.Continue reading “Online Grocery Shopping – Budget Friend or Foe?”
This past year has taken its toll on a lot of people and businesses. One industry that’s suffered a lot is the restaurant industry. With hundreds of restaurant businesses closing their doors, it’s important to help support your favorite local eateries so that they can continue to serve their delicious meals and treats to the community.Continue reading “How to Support Local Restaurants without Blowing Your Budget”
Let’s be honest – there is A LOT of advice out there when it comes to creating and sticking to a budget. Perhaps you’ve followed some, tried budgeting, and it just didn’t work out. Budgeting is hard!
Budgeting is essential if you want to pay down debt, save money, and have an idea of where all your income is going each month. It’s a tool you need to achieve your money goals, and while getting in the budgeting habit can be hard, it can be a lot harder if you fall for these budgeting myths.Continue reading “Budgeting MYTHS you should avoid!”
Saved money on gas… check
Saved money on eating out… check
Saved money on vacations and date nights… check
2020 has been a rollercoaster ride for many people’s finances. During mandatory shutdowns, most Americans cut back on what were once normal activities and found that they were able to save some money. But now what? As communities slowly reopen, it seems like there are deals and sales everywhere vying for your dollars. So how do you avoid post-quarantine overspending?Continue reading “Tips to Avoid Post-Quarantine Over-Spending”
For many people, gone are the days of sitting at the kitchen table on a Sunday morning clipping coupons from the inserts. Even with online coupons, the time it takes to clip, organize, and then shop – gets quite time consuming and overwhelming. It’s a lot of work!
The average American family of four spends roughly $146 to $289 per week on food. That can really add up, and if you are struggling to save money or make ends meet, one of the easiest ways to “find” extra money in your budget is by reducing your food expenses.Continue reading “Grocery Shopping on a Budget – How to Save Money Without Coupons”
With many summer children’s camps closed, operating at a limited capacity or parent not feeling comfortable about sending children off to a crowded venue, many parents are now looking for ways to keep their kids entertained when they would normally be out of the house for the day – without breaking the bank of course.Continue reading “No Camp? No Problem! How to Entertain your Children this Summer on a Budget”
You don’t need a large budget or lengthy timeline to give your home a noticeable boost. Whether you’re looking for functional fixes, to enhance the visual appeal or just a small refresh—there are a number of ways to update your home cheaply and easily.
On television, home improvement projects go from start to finish in 60 minutes or less. Realistic? Of course not, but you don’t need to spend a lot of time to make some significant changes to your home. Here are some ideas for quick projects that can be done in a weekend that deliver big results.Continue reading “Simple and Easy Weekend DIY Projects to Spruce up Your Home”