Credit cards can be a great way to build your credit especially when you are just getting started or repairing your credit. Being an authorized user on someone else’s credit card account may seem like a win-win, but before you have your name added, make sure you understand all the risks and rewards.
Continue reading “How being an Authorized User affects your credit”Everyone knows that you shouldn’t rack up credit card debit and you should only charge items/services that you can afford to pay in full when your monthly statement comes in. But for most people, it’s just not feasible. Emergencies happen, unexpected car repairs are needed, the list goes on and one. But maxing out your credit cards can have a sever impact on your credit score. Continue reading “Limiting your credit card balances – How to pay off your credit cards when paying in full isn’t an option”
