Most Profitable Home Remodeling Projects to Tackle in 2021

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With more people spending time at home this past year, many families have decided to tackle some long overdue home projects and renovations. But how do you know what projects to tackle that will give you the most return on your investment or increase your home’s property value the most? Therein lies the biggest debate with your budget!

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How to Support Local Restaurants without Blowing Your Budget

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This past year has taken its toll on a lot of people and businesses. One industry that’s suffered a lot is the restaurant industry. With hundreds of restaurant businesses closing their doors, it’s important to help support your favorite local eateries so that they can continue to serve their delicious meals and treats to the community.

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Tips to Winning a Bidding War When Buying a Home

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Today’s housing market is tough – many potential sellers are feeling uncertain about listing, while buyers are motivated to look for new homes. With limited inventory and a surplus of buyers, it can often lead to a multiple bidding situation.

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Is it Time to Rethink Your Business Entity?

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When you first launch your business, there is a lot riding on the entity type that you choose. How you structure your business affects your legal liability, tax obligations, the potential for growth, and compliance rules and regulations that you need to follow. To make it just a tad more complex, the business entity that you choose when you start your business, may not be the correct choice to continue with as the company changes and grows.

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Budgeting MYTHS you should avoid!

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Let’s be honest – there is A LOT of advice out there when it comes to creating and sticking to a budget. Perhaps you’ve followed some, tried budgeting, and it just didn’t work out. Budgeting is hard!

Budgeting is essential if you want to pay down debt, save money, and have an idea of where all your income is going each month. It’s a tool you need to achieve your money goals, and while getting in the budgeting habit can be hard, it can be a lot harder if you fall for these budgeting myths.

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Questions to Ask a Home Inspector Before, During, and After the Inspection

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If you are buying a new home, a home inspection is your first line of defense in making sure you are making a good investment and buying a solid home. Your home inspector is there on your behalf and they are a wealth of knowledge. In fact, there are questions you should be asking your inspector before, during, and after they conduct their tour of the home.

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Student Loans – How to choose between Parent PLUS Loans vs. Private Parent Loans

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Whether your child is an upcoming Freshman or a returning Junior, it’s never too early to start planning for the upcoming college school year. Like most parents, you probably want to assist your child with the cost of college tuition beyond any scholarships, grants, or student loans of their own. If you need to borrow money, you may need to decide which is the best option for you – a Federal Parent PLUS Loan or a Parent Private Student Loan.

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Financial Advice to Avoid in the New Year

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When it comes to financial or money advice, it seems like everyone has an opinion – some of it can be great and definitely worth looking into, and some of it, well, it’s just really, really bad and should be avoided.

If your resolution for 2021 is to save more money or get your finances in order, here are a few pieces of BAD advice you should steer clear of.

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Current Home Buyer Struggles – What First Time Buyers Need to Know

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If you’ve been paying attention to the real estate market, you know it’s been quite the rollercoaster in 2020, especially for first time buyers. While lower than normal interest rates have been a great advantage, there have been a few speed bumps along the way.

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How to Decide Which Charity Your Small Business Will Support

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Just because you are a small business, doesn’t mean you can’t make a big impact on local charities. In fact, about 75% of small businesses donate to charities every year. Small businesses play an important role in building their communities and serving those in need. As an owner, you are probably approached a few times a year by several non-profits in your area looking for some donation dollars to help them continue to do their good work. Of course, you can’t donate to everyone, so it’s important to donate to those charities that make the most sense for you and your business.

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