Simple and Fun Family Friendly Outdoor Activities

Subscribe To Our Blog

If being cooped up in the house all Winter followed by the COVID-19 quarantine has you and your family climbing the walls, you aren’t alone. With more temperate weather finally here, it’s important to get some fresh air, expend some energy, and of course, stay safe while doing it.

It may be a while before some of the normal Spring and Summer activities are safe and reopened for the public to take advantage of, but you are only limited by your imagination. Here are some fun, simple, and safe activities that you and your family can do – some even in your own backyard!

Continue reading “Simple and Fun Family Friendly Outdoor Activities”

Making your Money Work for You – Compound Interest and the Rule of 72

Subscribe To Our Blog

When it comes to saving money, taking advantage of compound interest is a brilliant thing. It’s often one of the easiest and simplest ways to “use your money to make money that makes money”.  Compound interest can also work against you.  Most revolving credit contracts – such as credit card companies – use the compound interest methodology.  If you don’t pay off your balance in full you are charged interest – if you do it this again the following month you will be paying interest on not only your principal BUT also on your past accrued interest.  It’s how they make their money.

Continue reading “Making your Money Work for You – Compound Interest and the Rule of 72”

“Kiddie Condos” – The Newest College Housing Trend

Subscribe To Our Blog

“Kiddie Condos” are one of the newest buzz phrases and latest trend for parents of college students who are looking to treat room and board as more of an investment vs. an expense. The concept: Purchase a home, condo or  apartment in the town where your college student goes to school, purchase the home with them on the mortgage, and have them live there vs. campus housing or renting off campus. The idea behind the strategy is to put the money a family would generally spend on room and board, required meal plans, and out-of-state tuition into a property.

Continue reading ““Kiddie Condos” – The Newest College Housing Trend”

Financial goals to Strive for by the Time You’re 30

Subscribe To Our Blog

When you are in your 20’s you experience a lot of exciting changes in your life – graduating from college, starting your first job, buying your first car, getting your first apartment, etc. And of course not everyone moves at the same pace or takes the same path in life, but it is important to plan ahead and set some financial goals.

When you set financial goals, especially at a young age, it can set you up for financial freedom later on in life. It might not seem super important right now to plan 20, 30, or 40 years ahead, but doing so can give you more choices in the future.  It is a great feeling knowing you are on track with your money, and now is the perfect time to start working towards financial security.

Continue reading “Financial goals to Strive for by the Time You’re 30”

Back to School and Insurance – is your college student covered under your policies?

Subscribe To Our Blog

Heading off to your first semester of college can be both an exciting and emotional time, and not just for the student! One often overlooked item is insurance. Should your college student remain on the family’s auto policy? Are their personal belongings covered if there is a fire or theft in the dorm, or they lose them? What happens if they are sick and need to see a doctor, are they covered?

Continue reading “Back to School and Insurance – is your college student covered under your policies?”

Making the transition from recent college grad to full time employee

Subscribe To Our Blog

Being a new graduate is an exciting time. You have accomplished a huge goal by earning your diploma and are ready to start the next chapter. Transitioning from student to full time employee is not always easy so here are some tips to help you navigate the process:

Continue reading “Making the transition from recent college grad to full time employee”

Finance tips every 18 year old should know

Subscribe To Our Blog

Do you ever wish you could go back in time and make different financial decisions? Some of the worst financial decisions are made when we are young and just starting to manage our own money and bills. At 18, you get that first taste of freedom, you can get your own credit card, open your own bank accounts without a parent, and even get a loan for a car on your own. But, making the wrong choices this early in the financial game, can set you back and affect your credit for years to come.

Continue reading “Finance tips every 18 year old should know”