Students: How to Avoid Running Out of Time on the SATs

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It’s officially SAT season, and for many students, that can mean full on panic mode. BUT it doesn’t have to be. With dedication and practice students can work through every question on the SAT but add in time management and it could be the difference between a mediocre score and an outstanding one.

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Common College Application Mistakes that Can Put You in the Rejection Pile

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No one wants their college application to end up in the rejection pile, and while having perfect grades and a robust resume of volunteering and extracurricular activities will help you get accepted, it won’t guarantee you a spot on next year’s roster. One way to increase your odds of acceptance is by submitting a pristine application that shows a clear understanding of your identity and goals.

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Grocery Shopping on a Budget – How to Save Money Without Coupons

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For many people, gone are the days of sitting at the kitchen table on a Sunday morning clipping coupons from the inserts. Even with online coupons, the time it takes to clip, organize, and then shop – gets quite time consuming and overwhelming.  It’s a lot of work!  

The average American family of four spends roughly $146 to $289 per week on food. That can really add up, and if you are struggling to save money or make ends meet, one of the easiest ways to “find” extra money in your budget is by reducing your food expenses.

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Protect Yourself from Fraud with the CardValet® Card Management App

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CardValet will replace My Mobile Money on September 21st, 2020. 

Your spending habits may have changed dramatically in recent months with social distancing, reduced travel and a changed retail environment now the “new normal.” Are you conducting fewer in-store and in‑person transactions? Are your online purchases rising? Regardless of your spending habits and preferences, there’s little doubt that fraud continues to grow – and you remain on-guard.

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Unexpected College Dorm Room Necessities You Didn’t Know You Needed

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It’s time to pack up and head off to Freshman year – but…what to bring?

Whether your college provides you with a checklist,  you Google it yourself, or just decide to wing it,  it’s bound to include the staples like a laptop, linens, toiletries, clothes, food, etc. But there are a few things you might not know you needed. You also might be so busy thinking about your class schedule, what your roommate will be like and what to wear on your first day, that you end up forgetting some things. 

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No Camp? No Problem! How to Entertain your Children this Summer on a Budget

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With many summer children’s camps closed, operating at a limited capacity or parent not feeling comfortable about sending children off to a crowded venue, many parents are now looking for ways to keep their kids entertained when they would normally be out of the house for the day – without breaking the bank of course.

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Simple and Fun Family Friendly Outdoor Activities

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If being cooped up in the house all Winter followed by the COVID-19 quarantine has you and your family climbing the walls, you aren’t alone. With more temperate weather finally here, it’s important to get some fresh air, expend some energy, and of course, stay safe while doing it.

It may be a while before some of the normal Spring and Summer activities are safe and reopened for the public to take advantage of, but you are only limited by your imagination. Here are some fun, simple, and safe activities that you and your family can do – some even in your own backyard!

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Making your Money Work for You – Compound Interest and the Rule of 72

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When it comes to saving money, taking advantage of compound interest is a brilliant thing. It’s often one of the easiest and simplest ways to “use your money to make money that makes money”.  Compound interest can also work against you.  Most revolving credit contracts – such as credit card companies – use the compound interest methodology.  If you don’t pay off your balance in full you are charged interest – if you do it this again the following month you will be paying interest on not only your principal BUT also on your past accrued interest.  It’s how they make their money.

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“Kiddie Condos” – The Newest College Housing Trend

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“Kiddie Condos” are one of the newest buzz phrases and latest trend for parents of college students who are looking to treat room and board as more of an investment vs. an expense. The concept: Purchase a home, condo or  apartment in the town where your college student goes to school, purchase the home with them on the mortgage, and have them live there vs. campus housing or renting off campus. The idea behind the strategy is to put the money a family would generally spend on room and board, required meal plans, and out-of-state tuition into a property.

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Financial goals to Strive for by the Time You’re 30

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When you are in your 20’s you experience a lot of exciting changes in your life – graduating from college, starting your first job, buying your first car, getting your first apartment, etc. And of course not everyone moves at the same pace or takes the same path in life, but it is important to plan ahead and set some financial goals.

When you set financial goals, especially at a young age, it can set you up for financial freedom later on in life. It might not seem super important right now to plan 20, 30, or 40 years ahead, but doing so can give you more choices in the future.  It is a great feeling knowing you are on track with your money, and now is the perfect time to start working towards financial security.

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