When it comes to planning for retirement, the process seems pretty simple: contribute to your IRA or 401(k), put extra savings aside each month, and reduce your spending as much as possible as you get closer to retirement. Once you are ready to retire, you should be able to rely on a combination of your investments, Social Security, your savings and Medicare to cover your needs.Continue reading “Surprising Expenses You Don’t Expect When Planning for Retirement”
With the invent of email, instant messaging, texting and video chat it’s become the social norm to ASK permission to call someone – especially in business. So why does it seem like our phones are ringing more and more? Well, odds are it’s a telemarketer and their getting sneakier and sneakier – calling from “local” phone numbers to get you to answer. Telemarketing isn’t necessarily illegal, but it’s certainly annoying.
Why is it happening and what can you do about it?Continue reading “Telemarketers: How to spot them and how they get your number”
Many nonprofits, especially smaller organizations, struggle with finding fundraising ideas that will make a big impact, but don’t require an army to pull off or huge overhead. It’s no secret that nonprofits rely on effective fundraising to fulfill their missions, that’s why it’s vital for these organizations to build lasting relationships with donors.
Often times nonprofit organizations, executive directors, and board members need some quick fundraising ideas to get some funds in the door to cover operational costs, start a longer-term campaign, get through a mid-campaign slump, or for an emergency situation. Fundraisers need to be engaging enough to get people involved and get them involved quickly.Continue reading “Fundraising Tips to Help Boost your Nonprofit’s Donations”
Whether you’ve spent months house hunting to no avail, or you’ve always wanted to build your own home, the idea of building your dream home sounds like an amazing idea. While building a house from the ground can deliver you the EXACT house you want, you’ll probably learn some tough and expensive financial lessons along the way.Continue reading “Things I Wish I Knew BEFORE Building my House”
Health Care has been the essentially the same for decades. You call a doctor, make an appointment, and then visit their office to get your issues addressed. Whether it’s for being sick or just routine care, the process is pretty much the same. It’s an in-person, at-the-office experience for more or less everyone. We take time off of work, drive to the doctor’s office, and spend at least an hour or two out of our day for the process. But with advances in technology and more and more things being done online or remotely – is that the new future of health care? For some, it will become the norm.Continue reading “Health Care and the Future of Remote Care”
I often joke – never mug a banker since we never carry cash! As a consumer, you know how important it is to be able to use a credit or debit card when making purchases. In fact, it’s surprising how many people don’t carry any cash on them and not every business will accept a personal check – although less and less people are using those as well! So as a business owner, whether big or small, a startup or seasoned, you know that accepting credit and debit card payments from your customers is crucial to your all around success.Continue reading “Merchant Payment Solutions – it’s more than just accepting credit and debit cards”
When it comes to choosing vendors for your business it can be easy to settle into ordering from the same ones all the time because you have a great relationship with them, their pricing is good, and they are easily able to meet your required delivery dates. What happens when they can’t deliver due to unforeseen circumstances? How will you fill orders if a vital part of your production is missing or delayed? When it comes to sourcing your vendors a multi-source approach may be your best approach.Continue reading “The Dangers of not using a Multi Source Approach in your Business”
We live and work in a very data-driven world. We track everything from steps we take in a day, how many likes we get on a Facebook post, visits to the company website, etc., etc. etc. When it comes to business, we are using dashboards to manage metrics and KPIs all to help us make sense of the enormous quantity of information in hopes to turn that insight into actionable items that will improve our business and our customers’ experiences with us.
You’ll hear far less people making decisions based on hunches, guesses, or their gut, and instead making decisions based on data, analytics, and crunching of numbers. When it comes to meeting goals and KPIs, data is especially important and is vital to every organization. The right data and metrics can give us a read on the health of our product/service, help us identify strengths and weaknesses, track improvement over time, diagnose problems, etc.Continue reading “Data Overload – how to avoid it”
If you’ve ever spent some time on sites like Realtor.com or Zillow.com you’ve probably come across a house listing or two that states, the property needs some “TLC”. We aren’t talking about the all women rap group or a TV station, but Tender, Loving, Care. In other words, the property needs some repairs. How much work is needed? Well, there’s no definitive answer, but it could be a lot. Most homes that state they need TLC, or a little elbow grease typically need more than just a coat of paint or new carpeting.Continue reading “What does TLC really mean when used in Real Estate”
You’ve been asked to sit on a Non-Profit Board of Directors – but do you really know what that entails? Did the Executive Director set some clear expectations with you? If the answer to both of those questions is “No” – you aren’t alone.
Non-profit CEOs and Executive teams often struggle with board members either not meshing with their culture/core values or the most popular complaint is “They just aren’t active”.Continue reading “Non-Profits: Setting expectations with your Board of Directors”