How to Find your Dream Home without Feeling Overwhelmed by the Process!

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Finding the perfect home can be overwhelming even for the seasoned home buyer. From looking at online listings to visiting open houses to losing out on bidding wars – it can consume hours and hours of your life and drive you a bit crazy.

The secret to stopping the madness is getting organized and being realistic.  Here are some tips and tricks to get you there:

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How to Recognize and Avoid Census 2020 Scams

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Knock, knock! It’s 2020 and that means it’s time for Census Bureau to conduct an official Census. You could be contacted in a variety of ways by the Census Bureau including, phone, email, mail, fax, and even in person. Given the many outlets that the Bureau uses, it opens up a myriad of scam opportunities.

Census Bureau scams can be hard to spot yet easy to fall for. Many people believe it’s their civic duty to participate, but how can you know who to trust and who are impersonators?

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Business Tips: How to Negotiate Virtually Anything!

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The art of negotiation is arguably one of the most valuable life and business skills you can have. To some, it comes naturally. They are born with a skilled way of communicating that not only makes people relent, but they are happy to do so. For others, negotiating is both terrifying and difficult.

But not to worry, this skill can actually be developed by anyone simply by using the tips below:

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Surprising Expenses You Don’t Expect When Planning for Retirement

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When it comes to planning for retirement, the process seems pretty simple: contribute to your IRA or 401(k), put extra savings aside each month, and reduce your spending as much as possible as you get closer to retirement. Once you are ready to retire, you should be able to rely on a combination of your investments, Social Security, your savings and Medicare to cover your needs.

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Telemarketers: How to spot them and how they get your number

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With the invent of email, instant messaging, texting and video chat it’s become the social norm to ASK permission to call someone – especially in business.   So why does it seem like our phones are ringing more and more? Well, odds are it’s a telemarketer and their getting sneakier and sneakier – calling from “local” phone numbers to get you to answer. Telemarketing isn’t necessarily illegal, but it’s certainly annoying.  

Why is it happening and what can you do about it?

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Fundraising Tips to Help Boost your Nonprofit’s Donations

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Many nonprofits, especially smaller organizations, struggle with finding fundraising ideas that will make a big impact, but don’t require an army to pull off or huge overhead. It’s no secret that nonprofits rely on effective fundraising to fulfill their missions, that’s why it’s vital for these organizations to build lasting relationships with donors.

Often times nonprofit organizations, executive directors, and board members need some quick fundraising ideas to get some funds in the door to cover operational costs, start a longer-term campaign, get through a mid-campaign slump, or for an emergency situation. Fundraisers need to be engaging enough to get people involved and get them involved quickly.

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Things I Wish I Knew BEFORE Building my House

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Whether you’ve spent months house hunting to no avail, or you’ve always wanted to build your own home, the idea of building your dream home sounds like an amazing idea. While building a house from the ground can deliver you the EXACT house you want, you’ll probably learn some tough and expensive financial lessons along the way.  

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Health Care and the Future of Remote Care

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Health Care has been the essentially the same for decades. You call a doctor, make an appointment, and then visit their office to get your issues addressed. Whether it’s for being sick or just routine care, the process is pretty much the same. It’s an in-person, at-the-office experience for more or less everyone. We take time off of work, drive to the doctor’s office, and spend at least an hour or two out of our day for the process. But with advances in technology and more and more things being done online or remotely – is that the new future of health care?  For some, it will become the norm. 

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Merchant Payment Solutions – it’s more than just accepting credit and debit cards

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I often joke – never mug a banker since we never carry cash!  As a consumer, you know how important it is to be able to use a credit or debit card when making purchases. In fact, it’s surprising how many people don’t carry any cash on them and not every business will accept a personal check – although less and less people are using those as well! So as a business owner, whether big or small, a startup or seasoned, you know that accepting credit and debit card payments from your customers is crucial to your all around success.

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The Dangers of not using a Multi Source Approach in your Business

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When it comes to choosing vendors for your business it can be easy to settle into ordering from the same ones all the time because you have a great relationship with them, their pricing is good, and they are easily able to meet your required delivery dates. What happens when they can’t deliver due to unforeseen circumstances? How will you fill orders if a vital part of your production is missing or delayed? When it comes to sourcing your vendors a multi-source approach may be your best approach.

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