Five things to do BEFORE you put your home on the market!

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Here in Connecticut, the housing market is currently a seller’s market – meaning the sellers are the ones with more leverage. But just because the inventory is low and buyers can’t be as picky, it doesn’t mean you should neglect your home. Keeping your property in tiptop shape is a must and doing routine maintenance is still required – plus buyers will notice and potentially not give you the asking price you are looking for!

You should fix small issues before they snowball into larger problems that could cost you big bucks and kill a potential sale down the road.

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Grocery Shopping on a Budget – How to Save Money Without Coupons

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For many people, gone are the days of sitting at the kitchen table on a Sunday morning clipping coupons from the inserts. Even with online coupons, the time it takes to clip, organize, and then shop – gets quite time consuming and overwhelming.  It’s a lot of work!  

The average American family of four spends roughly $146 to $289 per week on food. That can really add up, and if you are struggling to save money or make ends meet, one of the easiest ways to “find” extra money in your budget is by reducing your food expenses.

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Protect Yourself from Fraud with the CardValet® Card Management App

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CardValet will replace My Mobile Money on September 21st, 2020. 

Your spending habits may have changed dramatically in recent months with social distancing, reduced travel and a changed retail environment now the “new normal.” Are you conducting fewer in-store and in‑person transactions? Are your online purchases rising? Regardless of your spending habits and preferences, there’s little doubt that fraud continues to grow – and you remain on-guard.

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Unexpected College Dorm Room Necessities You Didn’t Know You Needed

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It’s time to pack up and head off to Freshman year – but…what to bring?

Whether your college provides you with a checklist,  you Google it yourself, or just decide to wing it,  it’s bound to include the staples like a laptop, linens, toiletries, clothes, food, etc. But there are a few things you might not know you needed. You also might be so busy thinking about your class schedule, what your roommate will be like and what to wear on your first day, that you end up forgetting some things. 

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Fun Ways to Give Back to your Community this Summer

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It’s finally Summer, and even though kids have been home for a while, many families are looking to do anything but have a lazy Summer break. In between pool parties and Summer getaways, find some time to give back with these fun activities for the whole family.

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Simple and Fun Family Friendly Outdoor Activities

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If being cooped up in the house all Winter followed by the COVID-19 quarantine has you and your family climbing the walls, you aren’t alone. With more temperate weather finally here, it’s important to get some fresh air, expend some energy, and of course, stay safe while doing it.

It may be a while before some of the normal Spring and Summer activities are safe and reopened for the public to take advantage of, but you are only limited by your imagination. Here are some fun, simple, and safe activities that you and your family can do – some even in your own backyard!

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What is Formjacking and How Can I Protect Myself?

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Have you heard of formjacking? I’m going to go out on a limb here and say probably not. Formjacking is probably the biggest type of credit card cybertheft you’ve never heard of. It’s a relatively new form of digital information theft caused by hacker attacks on commercial websites involved in e-commerce and other activities that collect customers’ personal information.

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Are you Feeling the Love? How to Improve Customer Retention and Appreciation

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When it comes to the customer journey – the stages your customer goes through from learning about you to becoming a brand ambassador – one of the most critical stages is retention.  Getting the first sale from a customer is great, but the goal is to have “sticky” customers – people who come back over and over and even recommend you to others.

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Student Loans and the WORST Ways to Pay them Off

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Student loan debt is a very hot topic. With borrowers owing a combined total of federal student loan debt that is nearing a trillion dollars. One in five adults currently has student loan debt and we don’t see college tuition dropping in the near future.

Repaying your student loans can be daunting, especially if you have over six figures of debt, like many new college graduates.

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How to Notice Signs of a Flipper’s Hasty House Renovations

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It’s Spring and that means an influx of homes will be hitting the real estate market, including homes that were renovated over the Winter by investors or as we like to call them, “Flippers”.

Flippers typically buy homes at a lower price, often foreclosures. Some of these homes need minor cosmetic repairs while others require a complete gut and remodel. They make the homes appealing to a wider pool of buyers who are looking for recently renovated and move-in ready homes. Some flippers are fantastic and do amazing work, while others may, in other words, put a band-aid on bigger issues so you can’t see the underlying problems. 

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