Common College Application Mistakes that Can Put You in the Rejection Pile

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No one wants their college application to end up in the rejection pile, and while having perfect grades and a robust resume of volunteering and extracurricular activities will help you get accepted, it won’t guarantee you a spot on next year’s roster. One way to increase your odds of acceptance is by submitting a pristine application that shows a clear understanding of your identity and goals.

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Tips to Avoid Post-Quarantine Over-Spending

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Saved money on gas… check

Saved money on eating out… check

Saved money on vacations and date nights… check

2020 has been a rollercoaster ride for many people’s finances. During mandatory shutdowns, most Americans cut back on what were once normal activities and found that they were able to save some money. But now what? As communities slowly reopen, it seems like there are deals and sales everywhere vying for your dollars. So how do you avoid post-quarantine overspending?

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Five things to do BEFORE you put your home on the market!

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Here in Connecticut, the housing market is currently a seller’s market – meaning the sellers are the ones with more leverage. But just because the inventory is low and buyers can’t be as picky, it doesn’t mean you should neglect your home. Keeping your property in tiptop shape is a must and doing routine maintenance is still required – plus buyers will notice and potentially not give you the asking price you are looking for!

You should fix small issues before they snowball into larger problems that could cost you big bucks and kill a potential sale down the road.

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Virtual Home Tour Must Do’s

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For some, purchasing a new home can be stressful even during the best of times, but add in a global pandemic and navigating the process becomes a whole new challenge. Don’t worry though, with the amazing technology available, buyers and sellers are still making home sales possible, just a little differently, by using virtual home tours in lieu of open houses.

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How to buy and sell a home at the same time

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Buying a house can be stressful; selling a house can be stressful – add in buying and selling a house at the same time, and it could end up being downright chaos IF it’s not done correctly. There is a lot of conflicting advice out there, so we’re weighing in on some of the most common questions/issues that you’ll face when buying/selling concurrently.

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Unexpected College Dorm Room Necessities You Didn’t Know You Needed

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It’s time to pack up and head off to Freshman year – but…what to bring?

Whether your college provides you with a checklist,  you Google it yourself, or just decide to wing it,  it’s bound to include the staples like a laptop, linens, toiletries, clothes, food, etc. But there are a few things you might not know you needed. You also might be so busy thinking about your class schedule, what your roommate will be like and what to wear on your first day, that you end up forgetting some things. 

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Secured vs. Unsecured Loans – What’s the Difference and Why Does it Matter

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When it comes to borrowing money, it’s important to understand all aspects of the loan – not just your payment amount, interest rate, and number of payments to be made. There are many different types of loans including personal loans, auto loans, consolidation loans, mortgages, home equity, etc., however they all fall into one of 2 categories: secured or unsecured.

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How to Lose Your Earnest Money Deposit and Ways to Avoid It

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There is a lot of terminology that you hear during the home buying process, and if you plan to purchase a home in the near future, you may have heard the term Earnest Money Deposit. If you haven’t or don’t quite know what it means, you’ll want to read on because it’s pretty important.

Most people must put some amount of money down on a home as a deposit when they submit a bid or offer for the home they want to buy. It’s typically written into the purchase agreement as an Earnest Money Deposit (EMD), or referred to as a good faith deposit, and it lets the seller know you are serious about your bid. This can also make your offer more attractive if there are multiple offers in place.

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Simple and Easy Weekend DIY Projects to Spruce up Your Home

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You don’t need a large budget or lengthy timeline to give your home a noticeable boost. Whether you’re looking for functional fixes, to enhance the visual appeal or just a small refresh—there are a number of ways to update your home cheaply and easily.

On television, home improvement projects go from start to finish in 60 minutes or less. Realistic? Of course not, but you don’t need to spend a lot of time to make some significant changes to your home. Here are some ideas for quick projects that can be done in a weekend that deliver big results.

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Money Management Tips to Make Your Finances Recession-Proof

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With all the uncertainties that the Corona Virus has brought, it can be hard to predict what is going to be the long-term effect on the economy. Unfortunately, if a recession does hit, it will be something beyond our control. However what we can control is how we personally respond to it and how we prepare for it.  Taking precautionary measures sooner rather than later can help you protect your finances and make them recession-proof.

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