For some, purchasing a new home can be stressful even during the best of times, but add in a global pandemic and navigating the process becomes a whole new challenge. Don’t worry though, with the amazing technology available, buyers and sellers are still making home sales possible, just a little differently, by using virtual home tours in lieu of open houses.Continue reading “Virtual Home Tour Must Do’s”
Buying a house can be stressful; selling a house can be stressful – add in buying and selling a house at the same time, and it could end up being downright chaos IF it’s not done correctly. There is a lot of conflicting advice out there, so we’re weighing in on some of the most common questions/issues that you’ll face when buying/selling concurrently.Continue reading “How to buy and sell a home at the same time”
It’s time to pack up and head off to Freshman year – but…what to bring?
Whether your college provides you with a checklist, you Google it yourself, or just decide to wing it, it’s bound to include the staples like a laptop, linens, toiletries, clothes, food, etc. But there are a few things you might not know you needed. You also might be so busy thinking about your class schedule, what your roommate will be like and what to wear on your first day, that you end up forgetting some things.Continue reading “Unexpected College Dorm Room Necessities You Didn’t Know You Needed”
When it comes to borrowing money, it’s important to understand all aspects of the loan – not just your payment amount, interest rate, and number of payments to be made. There are many different types of loans including personal loans, auto loans, consolidation loans, mortgages, home equity, etc., however they all fall into one of 2 categories: secured or unsecured.Continue reading “Secured vs. Unsecured Loans – What’s the Difference and Why Does it Matter”
There is a lot of terminology that you hear during the home buying process, and if you plan to purchase a home in the near future, you may have heard the term Earnest Money Deposit. If you haven’t or don’t quite know what it means, you’ll want to read on because it’s pretty important.
Most people must put some amount of money down on a home as a deposit when they submit a bid or offer for the home they want to buy. It’s typically written into the purchase agreement as an Earnest Money Deposit (EMD), or referred to as a good faith deposit, and it lets the seller know you are serious about your bid. This can also make your offer more attractive if there are multiple offers in place.Continue reading “How to Lose Your Earnest Money Deposit and Ways to Avoid It”
You don’t need a large budget or lengthy timeline to give your home a noticeable boost. Whether you’re looking for functional fixes, to enhance the visual appeal or just a small refresh—there are a number of ways to update your home cheaply and easily.
On television, home improvement projects go from start to finish in 60 minutes or less. Realistic? Of course not, but you don’t need to spend a lot of time to make some significant changes to your home. Here are some ideas for quick projects that can be done in a weekend that deliver big results.Continue reading “Simple and Easy Weekend DIY Projects to Spruce up Your Home”
With all the uncertainties that the Corona Virus has brought, it can be hard to predict what is going to be the long-term effect on the economy. Unfortunately, if a recession does hit, it will be something beyond our control. However what we can control is how we personally respond to it and how we prepare for it. Taking precautionary measures sooner rather than later can help you protect your finances and make them recession-proof.Continue reading “Money Management Tips to Make Your Finances Recession-Proof”
Buying a new house is REALLY exciting, but I don’t think there are very many people who actually LIKE moving. It’s stressful, it’s time consuming, and it’s a lot of work. However, depending on the time of year, it can be a completely different experience. So, which season is the ideal season to move? We think Summer.Continue reading “Thinking of Moving? Summer is the Best Time to Do It!”
If being cooped up in the house all Winter followed by the COVID-19 quarantine has you and your family climbing the walls, you aren’t alone. With more temperate weather finally here, it’s important to get some fresh air, expend some energy, and of course, stay safe while doing it.
It may be a while before some of the normal Spring and Summer activities are safe and reopened for the public to take advantage of, but you are only limited by your imagination. Here are some fun, simple, and safe activities that you and your family can do – some even in your own backyard!Continue reading “Simple and Fun Family Friendly Outdoor Activities”
Have you heard of formjacking? I’m going to go out on a limb here and say probably not. Formjacking is probably the biggest type of credit card cybertheft you’ve never heard of. It’s a relatively new form of digital information theft caused by hacker attacks on commercial websites involved in e-commerce and other activities that collect customers’ personal information.Continue reading “What is Formjacking and How Can I Protect Myself?”