When should you offer over asking price for a home?

Subscribe To Our Blog

No one WANTS to pay more than the asking price for a home. In fact, most of us cringe even just thinking about the idea. But the fact is, especially in certain markets, paying above the asking price is a reality. So when should you aim high and offer over the listing price? Here are a few scenarios:

Continue reading “When should you offer over asking price for a home?”

What is the Debt Snowball Method and How Does it Work?

Subscribe To Our Blog

If you are looking to get out of debt, the snowball method is a great way to get the ball rolling – pun intended. If you’ve made a snowman before, you already understand the basic concept. As you pack more snow into a tight ball and roll it around the snow-covered yard, you gain momentum and speed as your snowball becomes a snow boulder.

Continue reading “What is the Debt Snowball Method and How Does it Work?”

Debt Collectors – What They Can and Can’t Do

Subscribe To Our Blog

There are few calls that elicit as much dread and frustration as a debt collector. Yes, even more than those extended car warranty calls! While it’s probably not a number saved in your phone, you know who the number belongs to. Each time it calls you get that sickly feeling – fear, shame, anxiety, anger, and annoyance. We’ve all been there at some point, for one reason or another, and besides calling constantly, you may or may not be aware that there are some rules that debt collectors do have to follow.

Continue reading “Debt Collectors – What They Can and Can’t Do”

How to Make Your Home Sale go Smoother

Subscribe To Our Blog

Even though 2021 is starting off as a seller’s market, everyone involved in the sale of a home wishes for a smooth transaction. So what can you as the homeowner and seller do to make the process easier?

Continue reading “How to Make Your Home Sale go Smoother”

Your Will: Understanding the Different Types of Bequests

Subscribe To Our Blog

It’s no secret that having a Will is important but creating one doesn’t exactly rank high on the list of things to do on a Saturday night. Regardless of your thoughts about drafting a Will, if you’re unable to advocate for yourself, it can give power to someone you trust to speak on your behalf and it will make things much easier for your family and friends to manage your assets after you are gone.

Continue reading “Your Will: Understanding the Different Types of Bequests”

Teaching Your Teens about Credit

Subscribe To Our Blog

If your teenagers are like many, they probably think they already know the ins and outs of just about everything including money and credit.  They are yearning for their first debit and/or credit card, thinking about buying their first car and also looking at college and the dollars associated with a 4-year degree.

Continue reading “Teaching Your Teens about Credit”

Most Profitable Home Remodeling Projects to Tackle in 2021

Subscribe To Our Blog

With more people spending time at home this past year, many families have decided to tackle some long overdue home projects and renovations. But how do you know what projects to tackle that will give you the most return on your investment or increase your home’s property value the most? Therein lies the biggest debate with your budget!

Continue reading “Most Profitable Home Remodeling Projects to Tackle in 2021”

How to Support Local Restaurants without Blowing Your Budget

Subscribe To Our Blog

This past year has taken its toll on a lot of people and businesses. One industry that’s suffered a lot is the restaurant industry. With hundreds of restaurant businesses closing their doors, it’s important to help support your favorite local eateries so that they can continue to serve their delicious meals and treats to the community.

Continue reading “How to Support Local Restaurants without Blowing Your Budget”

Budgeting MYTHS you should avoid!

Subscribe To Our Blog

Let’s be honest – there is A LOT of advice out there when it comes to creating and sticking to a budget. Perhaps you’ve followed some, tried budgeting, and it just didn’t work out. Budgeting is hard!

Budgeting is essential if you want to pay down debt, save money, and have an idea of where all your income is going each month. It’s a tool you need to achieve your money goals, and while getting in the budgeting habit can be hard, it can be a lot harder if you fall for these budgeting myths.

Continue reading “Budgeting MYTHS you should avoid!”

Questions to Ask a Home Inspector Before, During, and After the Inspection

Subscribe To Our Blog

If you are buying a new home, a home inspection is your first line of defense in making sure you are making a good investment and buying a solid home. Your home inspector is there on your behalf and they are a wealth of knowledge. In fact, there are questions you should be asking your inspector before, during, and after they conduct their tour of the home.

Continue reading “Questions to Ask a Home Inspector Before, During, and After the Inspection”