Debt Collectors – What They Can and Can’t Do

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There are few calls that elicit as much dread and frustration as a debt collector. Yes, even more than those extended car warranty calls! While it’s probably not a number saved in your phone, you know who the number belongs to. Each time it calls you get that sickly feeling – fear, shame, anxiety, anger, and annoyance. We’ve all been there at some point, for one reason or another, and besides calling constantly, you may or may not be aware that there are some rules that debt collectors do have to follow.

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How to Make Your Home Sale go Smoother

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Even though 2021 is starting off as a seller’s market, everyone involved in the sale of a home wishes for a smooth transaction. So what can you as the homeowner and seller do to make the process easier?

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Your Will: Understanding the Different Types of Bequests

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It’s no secret that having a Will is important but creating one doesn’t exactly rank high on the list of things to do on a Saturday night. Regardless of your thoughts about drafting a Will, if you’re unable to advocate for yourself, it can give power to someone you trust to speak on your behalf and it will make things much easier for your family and friends to manage your assets after you are gone.

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Teaching Your Teens about Credit

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If your teenagers are like many, they probably think they already know the ins and outs of just about everything including money and credit.  They are yearning for their first debit and/or credit card, thinking about buying their first car and also looking at college and the dollars associated with a 4-year degree.

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Most Profitable Home Remodeling Projects to Tackle in 2021

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With more people spending time at home this past year, many families have decided to tackle some long overdue home projects and renovations. But how do you know what projects to tackle that will give you the most return on your investment or increase your home’s property value the most? Therein lies the biggest debate with your budget!

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How to Support Local Restaurants without Blowing Your Budget

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This past year has taken its toll on a lot of people and businesses. One industry that’s suffered a lot is the restaurant industry. With hundreds of restaurant businesses closing their doors, it’s important to help support your favorite local eateries so that they can continue to serve their delicious meals and treats to the community.

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Budgeting MYTHS you should avoid!

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Let’s be honest – there is A LOT of advice out there when it comes to creating and sticking to a budget. Perhaps you’ve followed some, tried budgeting, and it just didn’t work out. Budgeting is hard!

Budgeting is essential if you want to pay down debt, save money, and have an idea of where all your income is going each month. It’s a tool you need to achieve your money goals, and while getting in the budgeting habit can be hard, it can be a lot harder if you fall for these budgeting myths.

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Questions to Ask a Home Inspector Before, During, and After the Inspection

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If you are buying a new home, a home inspection is your first line of defense in making sure you are making a good investment and buying a solid home. Your home inspector is there on your behalf and they are a wealth of knowledge. In fact, there are questions you should be asking your inspector before, during, and after they conduct their tour of the home.

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Student Loans – How to choose between Parent PLUS Loans vs. Private Parent Loans

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Whether your child is an upcoming Freshman or a returning Junior, it’s never too early to start planning for the upcoming college school year. Like most parents, you probably want to assist your child with the cost of college tuition beyond any scholarships, grants, or student loans of their own. If you need to borrow money, you may need to decide which is the best option for you – a Federal Parent PLUS Loan or a Parent Private Student Loan.

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Financial Advice to Avoid in the New Year

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When it comes to financial or money advice, it seems like everyone has an opinion – some of it can be great and definitely worth looking into, and some of it, well, it’s just really, really bad and should be avoided.

If your resolution for 2021 is to save more money or get your finances in order, here are a few pieces of BAD advice you should steer clear of.

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