How to Find your Dream Home without Feeling Overwhelmed by the Process!

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Finding the perfect home can be overwhelming even for the seasoned home buyer. From looking at online listings to visiting open houses to losing out on bidding wars – it can consume hours and hours of your life and drive you a bit crazy.

The secret to stopping the madness is getting organized and being realistic.  Here are some tips and tricks to get you there:

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How to Recognize and Avoid Census 2020 Scams

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Knock, knock! It’s 2020 and that means it’s time for Census Bureau to conduct an official Census. You could be contacted in a variety of ways by the Census Bureau including, phone, email, mail, fax, and even in person. Given the many outlets that the Bureau uses, it opens up a myriad of scam opportunities.

Census Bureau scams can be hard to spot yet easy to fall for. Many people believe it’s their civic duty to participate, but how can you know who to trust and who are impersonators?

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Home Buying: Are Sellers Trying to Hide Hidden Issues?

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Whether you are a first-time buyer or a real estate mogul, there are still plenty of issues that can happen along the home buying process, including finding issues that weren’t disclosed by the buyer. Even though the homeowner is required to sign a disclosure document, it doesn’t always mean that it’s accurate – whether they know about the issues or not.

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“Kiddie Condos” – The Newest College Housing Trend

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“Kiddie Condos” are one of the newest buzz phrases and latest trend for parents of college students who are looking to treat room and board as more of an investment vs. an expense. The concept: Purchase a home, condo or  apartment in the town where your college student goes to school, purchase the home with them on the mortgage, and have them live there vs. campus housing or renting off campus. The idea behind the strategy is to put the money a family would generally spend on room and board, required meal plans, and out-of-state tuition into a property.

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How to answer, “So why are you selling your home?” …and what NOT to say!

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When it comes to selling your home, most sellers vacate the premises during a showing or open house. But there may be instances where you, the seller, are present and are asked by a potential buyer “Why are you selling your house?”. It’s a pretty common question from home buyers, and although you might think your response is innocent, this is one of the diciest questions you can answer. Why? Because any response you give could be used against you and cause the buyer to question if they will have the same issue.

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Savings and Retirement Tips: Pay off your Mortgage Early or Invest?

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When it comes to saving money, especially for your future, it can be hard to decide where to put that money to get the best bang for your buck. If you have loans, like a mortgage, you might consider an early pay-off. What feels better than being debt free, right? But building wealth can be tricky.

When it comes to saving money, interest rates rule the world. You want your money to earn more than it would cost you elsewhere. So, if your rate of return on investing is more than you would save in paying down interest, then investing would earn you more money and be a smarter option. However, if your mortgage interest rate is higher than your rate of return on investing, then you would save more money by paying down aggressively on your mortgage instead.

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What is a Home Warranty and How Does it Work?

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When it comes to buying a home, most people understand the importance of having homeowner’s insurance, but few people are actually familiar with a home warranty and how it works.

The simple answer is:  A home warranty is a yearly service contract that protects specific home systems and appliances.

Your home’s systems and appliances will inevitably break down over time. A home warranty provides you with some protection when those systems and appliances eventually stop working. Many first-time homebuyers find a home warranty to be an extra layer of protection when extra funds are in short supply during those first few years of homeownership.

How does a home warranty work?

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Surprising Expenses You Don’t Expect When Planning for Retirement

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When it comes to planning for retirement, the process seems pretty simple: contribute to your IRA or 401(k), put extra savings aside each month, and reduce your spending as much as possible as you get closer to retirement. Once you are ready to retire, you should be able to rely on a combination of your investments, Social Security, your savings and Medicare to cover your needs.

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Common Excuses and Myths that are Keeping you from Buying a Home


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If you are considering buying your first home, you’ve probably spent some time on Google, talked to other people asking for advice and are in information overload!  How can you tell if the advice is good…or just a myth?  It seems like everyone you meet has a story about buying their first property or an opinion about what type of real estate that you should buy. There is just as much bad advice – if not more – out there as there is good advice, but it can be difficult to navigate the fact from fiction to make your own informed decision.

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Things I Wish I Knew BEFORE Building my House

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Whether you’ve spent months house hunting to no avail, or you’ve always wanted to build your own home, the idea of building your dream home sounds like an amazing idea. While building a house from the ground can deliver you the EXACT house you want, you’ll probably learn some tough and expensive financial lessons along the way.  

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