What Type of Mortgage is right for you?

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When it comes to buying a home, most people  know there are a few different mortgage options to choose from, but many don’t understand that there are actually quite a few options that vary depending on your situation. Once you’ve taken care of the homework – setting a budget, figuring out a down payment, and reviewing your credit, you’ll have a better idea of what loan works best for your needs.

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Identifying Phishers, Scammers and the “Alleged Debt Collectors”

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Hackers and scammers have honed their craft to the level that even the savviest become victims.  From spoofed email accounts from well-known banks and credit card institutions alerting individuals their account has been compromised to robo-phone dialers with local numbers who appear to know quite a bit about you – the situation with ID theft and social engineering is only going to get worse.

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On Time Delivery Tracking and the Manufacturing Supply Chain

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When it comes to getting product to your customers there are two very important factors – Quality and On Time Delivery (OTD). Your customers want to know that they are getting the product as promised and in the time frame that they need it.

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How to lower your closing costs – what you can and can’t control

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When it comes to purchasing a home, closing costs are just part of the process. If you’ve purchased a home before, you know that transferring a property and obtaining a loan can be complex. Not only is it a lot of paperwork, but it requires help from numerous different sources and unfortunately for the home buyer, they don’t do that work for free.

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Foreclosure sales – how do they work?

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When it comes to house hunting, you are bound to come across a foreclosure sale or two. It can be a great way to score a good deal on the home of your dreams, but it’s important to know how the process works.

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Are you reading the right reviews?

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When it comes to purchasing new products – whether it’s toys, a new dishwasher, or even a pair of jeans, many people immediately hop online to scour the web for reviews. They want to see the good, the bad, and the experiences of other users. After all, people review just about everything – right?

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Advice from Millennials on How to Buy a House in Your 20s

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If you’ve been paying attention to the real estate trends, you may have heard the Millennials just aren’t buying homes at the same rate as their previous generations. Aside from the simple fact that it’s just not affordable for most, many site reasons like high student debt and low loan availability. Studies show that only 37% of millennials owned homes in 2015 – that’s 8% lower than Gen Xers and Baby Boomers at the same age.

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Starting a business? Here’s what you need to know

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Starting your own business can be both an exciting and scary endeavor. Not only will you need passion and perseverance to weather the ups and downs, but you’ll need to be prepared well in advance of putting up that Open Sign if you want to make it in the long run. If you are thinking about starting your own business here’s what you need to know to get started. Continue reading “Starting a business? Here’s what you need to know”

Homeowner’s Insurance 101 – What you need to know

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Odds are that your home is the single most valuable investment that you own and the largest line item on your monthly budget. So, it only makes sense that you’d want to make sure it’s protected.  What’s surprising is that many homeowners never think twice about their homeowner’s insurance policy, let alone read and understand it. They know how much it costs each year but probably couldn’t tell you what’s covered and the limits. BUT, knowing what is covered and what’s not can make all the difference when disaster strikes. Continue reading “Homeowner’s Insurance 101 – What you need to know”