Bankruptcy 101 – Pros and Cons

Subscribe To Our Blog

Over the past decade, filing for bankruptcy has become far less taboo – good, bad or indifferent it’s become far more mainstream for both businesses and individuals. 

For individuals, there are 2 types of Bankruptcy – Chapter 7 and Chapter 13. With Chapter 7 you must have an insufficient income to allow you to pay at least a portion of your debts. Under Chapter 7, you either pay for or give up your property for secured debts. You surrender any nonexempt property in order to pay off as much of your other debt as possible. You keep all of your other exempt property and are forever released from any obligation to repay the remaining dischargeable debt.

Continue reading “Bankruptcy 101 – Pros and Cons”

Financial goals to Strive for by the Time You’re 30

Subscribe To Our Blog

When you are in your 20’s you experience a lot of exciting changes in your life – graduating from college, starting your first job, buying your first car, getting your first apartment, etc. And of course not everyone moves at the same pace or takes the same path in life, but it is important to plan ahead and set some financial goals.

When you set financial goals, especially at a young age, it can set you up for financial freedom later on in life. It might not seem super important right now to plan 20, 30, or 40 years ahead, but doing so can give you more choices in the future.  It is a great feeling knowing you are on track with your money, and now is the perfect time to start working towards financial security.

Continue reading “Financial goals to Strive for by the Time You’re 30”

How to Protect your Patient’s Data from a Security Breach

Subscribe To Our Blog

Data breaches can be devastating, and healthcare organizations continue to account for a significant share of reported data breaches. Why? Health care facilities carry some of the most sensitive data files, supplying hackers with the intel that has limitless potential to not only effect the health care organization that they have infiltrated, but also the patients involved in the breach.

No company is immune from a security attack or breach. Keeping patient, clinic and hospital information secure is critical, but that’s a challenge that is becoming more difficult to address as the number of attempted breaches rises. Breaches occur due to email security, lost devices, poor network security or hardware intrusion.

Continue reading “How to Protect your Patient’s Data from a Security Breach”

Back to School and Insurance – is your college student covered under your policies?

Subscribe To Our Blog

Heading off to your first semester of college can be both an exciting and emotional time, and not just for the student! One often overlooked item is insurance. Should your college student remain on the family’s auto policy? Are their personal belongings covered if there is a fire or theft in the dorm, or they lose them? What happens if they are sick and need to see a doctor, are they covered?

Continue reading “Back to School and Insurance – is your college student covered under your policies?”

Identifying Phishers, Scammers and the “Alleged Debt Collectors”

Subscribe To Our Blog

Hackers and scammers have honed their craft to the level that even the savviest become victims.  From spoofed email accounts from well-known banks and credit card institutions alerting individuals their account has been compromised to robo-phone dialers with local numbers who appear to know quite a bit about you – the situation with ID theft and social engineering is only going to get worse.

Continue reading “Identifying Phishers, Scammers and the “Alleged Debt Collectors””

Making the transition from recent college grad to full time employee

Subscribe To Our Blog

Being a new graduate is an exciting time. You have accomplished a huge goal by earning your diploma and are ready to start the next chapter. Transitioning from student to full time employee is not always easy so here are some tips to help you navigate the process:

Continue reading “Making the transition from recent college grad to full time employee”

Are you reading the right reviews?

Subscribe To Our Blog

When it comes to purchasing new products – whether it’s toys, a new dishwasher, or even a pair of jeans, many people immediately hop online to scour the web for reviews. They want to see the good, the bad, and the experiences of other users. After all, people review just about everything – right?

Continue reading “Are you reading the right reviews?”