Common College Application Mistakes that Can Put You in the Rejection Pile

Subscribe To Our Blog

No one wants their college application to end up in the rejection pile, and while having perfect grades and a robust resume of volunteering and extracurricular activities will help you get accepted, it won’t guarantee you a spot on next year’s roster. One way to increase your odds of acceptance is by submitting a pristine application that shows a clear understanding of your identity and goals.

Continue reading “Common College Application Mistakes that Can Put You in the Rejection Pile”

Tips to Avoid Post-Quarantine Over-Spending

Subscribe To Our Blog

Saved money on gas… check

Saved money on eating out… check

Saved money on vacations and date nights… check

2020 has been a rollercoaster ride for many people’s finances. During mandatory shutdowns, most Americans cut back on what were once normal activities and found that they were able to save some money. But now what? As communities slowly reopen, it seems like there are deals and sales everywhere vying for your dollars. So how do you avoid post-quarantine overspending?

Continue reading “Tips to Avoid Post-Quarantine Over-Spending”

How to Roll Over an Old 401(k)

Subscribe To Our Blog

Gone are the days when someone worked for the same company for 40+ years before retiring with a pension, fancy pen, and maybe if you were lucky a gold watch. Today, the average 50-60 year old has had about 12 jobs over the course of their working career.

With changing jobs comes a trail of old and sometimes forgotten retirement plans, typically a 401(k). These orphaned 401(k)s shouldn’t just get left behind – it’s your money and some could even have thousands of dollars in them.

Continue reading “How to Roll Over an Old 401(k)”

Grocery Shopping on a Budget – How to Save Money Without Coupons

Subscribe To Our Blog

For many people, gone are the days of sitting at the kitchen table on a Sunday morning clipping coupons from the inserts. Even with online coupons, the time it takes to clip, organize, and then shop – gets quite time consuming and overwhelming.  It’s a lot of work!  

The average American family of four spends roughly $146 to $289 per week on food. That can really add up, and if you are struggling to save money or make ends meet, one of the easiest ways to “find” extra money in your budget is by reducing your food expenses.

Continue reading “Grocery Shopping on a Budget – How to Save Money Without Coupons”

Protect Yourself from Fraud with the CardValet® Card Management App

Subscribe To Our Blog

CardValet will replace My Mobile Money on September 21st, 2020. 

Your spending habits may have changed dramatically in recent months with social distancing, reduced travel and a changed retail environment now the “new normal.” Are you conducting fewer in-store and in‑person transactions? Are your online purchases rising? Regardless of your spending habits and preferences, there’s little doubt that fraud continues to grow – and you remain on-guard.

Continue reading “Protect Yourself from Fraud with the CardValet® Card Management App”

Ergonomic Mistakes You May be Making with Your Home Office

Subscribe To Our Blog

For many people, working from home came as an unexpected and unplanned result of the pandemic. It required hastily putting together a slapdash short-term solution so that work could get done with limited interruption. However, many companies are continuing to keep employees in a work from home environment for at least several months to come. 

Continue reading “Ergonomic Mistakes You May be Making with Your Home Office”

Money Management Tips to Make Your Finances Recession-Proof

Subscribe To Our Blog

With all the uncertainties that the Corona Virus has brought, it can be hard to predict what is going to be the long-term effect on the economy. Unfortunately, if a recession does hit, it will be something beyond our control. However what we can control is how we personally respond to it and how we prepare for it.  Taking precautionary measures sooner rather than later can help you protect your finances and make them recession-proof.

Continue reading “Money Management Tips to Make Your Finances Recession-Proof”

What is Formjacking and How Can I Protect Myself?

Subscribe To Our Blog

Have you heard of formjacking? I’m going to go out on a limb here and say probably not. Formjacking is probably the biggest type of credit card cybertheft you’ve never heard of. It’s a relatively new form of digital information theft caused by hacker attacks on commercial websites involved in e-commerce and other activities that collect customers’ personal information.

Continue reading “What is Formjacking and How Can I Protect Myself?”

Student Loans and the WORST Ways to Pay them Off

Subscribe To Our Blog

Student loan debt is a very hot topic. With borrowers owing a combined total of federal student loan debt that is nearing a trillion dollars. One in five adults currently has student loan debt and we don’t see college tuition dropping in the near future.

Repaying your student loans can be daunting, especially if you have over six figures of debt, like many new college graduates.

Continue reading “Student Loans and the WORST Ways to Pay them Off”

Making your Money Work for You – Compound Interest and the Rule of 72

Subscribe To Our Blog

When it comes to saving money, taking advantage of compound interest is a brilliant thing. It’s often one of the easiest and simplest ways to “use your money to make money that makes money”.  Compound interest can also work against you.  Most revolving credit contracts – such as credit card companies – use the compound interest methodology.  If you don’t pay off your balance in full you are charged interest – if you do it this again the following month you will be paying interest on not only your principal BUT also on your past accrued interest.  It’s how they make their money.

Continue reading “Making your Money Work for You – Compound Interest and the Rule of 72”