Money Managing tips for Recent Graduates

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One of the biggest milestones in your life is graduating from college. It’s a symbol of independence and the start of your life as an adult. You’ll be on the hunt for a new job, a possible new place to live (Mom and Dad’s isn’t that bad, right?), and starting to manage your own money, including paying back those student loans. You don’t want to start your finances off on the wrong foot or overextend yourself from the get-go. Continue reading “Money Managing tips for Recent Graduates”

Business card or Personal credit card – which should you use for your business?

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If you own your own business, it’s only a matter of time before you’ll need a credit card to charge expenses. But should you get a Business card instead of using a Personal one? The basic function of the cards work the same – you’ll have a credit line, interest rate, and earn certain perks based on the card you choose. However, there a few differences to take into consideration before sending in that credit app. Continue reading “Business card or Personal credit card – which should you use for your business?”

Why your high school student should have a summer or part time job

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Warning: Depending on your child’s hobbies and interests, suggesting they seek employment for the Summer Break and beyond may result in glares, the silent treatment, and resistance.

Some high schoolers love the idea of working to make some extra money, while others think it’s a fate worse than death. However, summer break is a great time to enter the job market and earn money to put towards buying a car, college tuition, paying a cell phone bill, or even simply building a savings account. A job or internship can also be added to those college apps to show work experience and new skills – not to mention they may discover a passion or future career.    Continue reading “Why your high school student should have a summer or part time job”

6 simple ways to save!

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If you’re anything like me, you’re incredibly tempted several times a day to spend money on something that you don’t really need. A diet coke from the vending machine, a coffee from Dunkin on the way to work, or that pack of gum by the checkout register. Whatever it is, you spend a few dollars on it – or maybe a few more than a few dollars. And then you forget about it.

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Locally Owned and Locally Grown spotlight: Maletta Pfeiffer and Associates, Torrington Physical Therapy

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You know you have a great client when you don’t mind taking a phone call from them while you are on vacation and the owner’s mom has you on speed dial!  I’ve been working with Dan Albanese and his team since 2012 and they are such a pleasure to do business with.  Continue reading “Locally Owned and Locally Grown spotlight: Maletta Pfeiffer and Associates, Torrington Physical Therapy”

Want to Manage Your Finances More Easily? There’s an App for That

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Staying on top of your finances is the best way to make your money go further. For the financially savvy consumer, it’s vital to have insight and power over your finances. Managing your money doesn’t have to be difficult when there are apps dedicated to giving you the information you need to make better financial choices. Continue reading “Want to Manage Your Finances More Easily? There’s an App for That”

Millennials – here’s how to handle debt the right way!

More than any generation before them, millennials have grown up in a world built on credit and borrowing.  For many of them, debt has become a way of life.  And for many, especially those who financed an education with credit, they may already find themselves carrying a significant amount of long-term debt and are having difficulty dealing with it.  Understanding how to handle this debt will be an important, if not essential, part of how they fare in the coming years.  So here are some general rules to follow for millennials hoping to better manage their debt.

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