There are few calls that elicit as much dread and frustration as a debt collector. Yes, even more than those extended car warranty calls! While it’s probably not a number saved in your phone, you know who the number belongs to. Each time it calls you get that sickly feeling – fear, shame, anxiety, anger, and annoyance. We’ve all been there at some point, for one reason or another, and besides calling constantly, you may or may not be aware that there are some rules that debt collectors do have to follow.Continue reading “Debt Collectors – What They Can and Can’t Do”
This is a common question no matter what the real estate market looks like, and one that doesn’t always have an easy answer. With today’s seller’s market white hot and little inventory to choose from, it has many potential buyers wondering if it’s the right time to buy.
One of the biggest benefits to being a homeowner is building equity with each mortgage loan payment that you make vs. just giving money to a landlord for rent. However, that doesn’t mean buying is always the best choice. As a renter, you have more flexibility and can avoid many costs that come with owning your own home.Continue reading “Is now the time to buy a home or keep renting?”
One of the most common ways to invest in your business is by applying for a business loan. Whether it’s to buy new equipment, purchase inventory, or upgrade software and systems – a business loan can give you some financial stability and an opportunity for growth and expansion. The loan process can be a bit overwhelming if you’ve never applied for a loan before or if your paperwork isn’t organized.Continue reading “6 Essential Documents You’ll Need When Applying for a Business Loan”
Spring cleaning season is here – and everything in your house is fair game. If you are like many people, your purges fall into two piles – trash/recycle or donate. While you might have the best of intentions with you decluttering donations, your local thrift store may not actually want everything that you are eager to get rid of.Continue reading “Decluttering? Items You Shouldn’t Put in the Donate Pile”