When it comes to borrowing money, it’s important to understand all aspects of the loan – not just your payment amount, interest rate, and number of payments to be made. There are many different types of loans including personal loans, auto loans, consolidation loans, mortgages, home equity, etc., however they all fall into one of 2 categories: secured or unsecured.Continue reading “Secured vs. Unsecured Loans – What’s the Difference and Why Does it Matter”
There is a lot of terminology that you hear during the home buying process, and if you plan to purchase a home in the near future, you may have heard the term Earnest Money Deposit. If you haven’t or don’t quite know what it means, you’ll want to read on because it’s pretty important.
Most people must put some amount of money down on a home as a deposit when they submit a bid or offer for the home they want to buy. It’s typically written into the purchase agreement as an Earnest Money Deposit (EMD), or referred to as a good faith deposit, and it lets the seller know you are serious about your bid. This can also make your offer more attractive if there are multiple offers in place.Continue reading “How to Lose Your Earnest Money Deposit and Ways to Avoid It”
Managing employees is a difficult job even when you see them every day at the office. Add in a remote setting and it becomes even more difficult because it’s never a one-size-fits-all approach.
Working remotely doesn’t mean that you can’t be an effective leader, it just means you have to do things a little differently and work a little harder on this critical skill: understanding the personalities of the people you manage.Continue reading “How to Better Manage Employees Who are New to “Work from Home” Life”
For many people, working from home came as an unexpected and unplanned result of the pandemic. It required hastily putting together a slapdash short-term solution so that work could get done with limited interruption. However, many companies are continuing to keep employees in a work from home environment for at least several months to come.Continue reading “Ergonomic Mistakes You May be Making with Your Home Office”