March 2020 – The Statement

Making your Money Work for You – Compound Interest and the Rule of 72

When it comes to saving money, taking advantage of compound interest is a brilliant thing. It’s often one of the easiest and simplest ways to “use your money to make money that makes money”. Compound interest can also work against you. Most revolving credit contracts – such as credit card companies – use the compound interest methodology. If you don’t pay off your balance in full you are charged interest – if you do it this again the following month you will be paying interest on not only your principal BUT also on your past accrued interest. It’s how they make their money.

How to Find your Dream Home without Feeling Overwhelmed by the Process!

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Finding the perfect home can be overwhelming even for the seasoned home buyer. From looking at online listings to visiting open houses to losing out on bidding wars – it can consume hours and hours of your life and drive you a bit crazy.

The secret to stopping the madness is getting organized and being realistic. Here are some tips and tricks to get you there:

How to Recognize and Avoid Census 2020 Scams

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Knock, knock! It’s 2020 and that means it’s time for Census Bureau to conduct an official Census. You could be contacted in a variety of ways by the Census Bureau including, phone, email, mail, fax, and even in person. Given the many outlets that the Bureau uses, it opens up a myriad of scam opportunities.

Census Bureau scams can be hard to spot yet easy to fall for. Many people believe it’s their civic duty to participate, but how can you know who to trust and who are impersonators?

How to Adapt your Leadership Style as Your Team Grows

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When you find that your cozy little meeting space can no longer hold all your employees comfortably, it’s a sign you’ve grown as a company– and with growth comes change. Things might be running along smoothly and then BAM; you suddenly realize that the old way of doing things is no longer efficient or working.

Not only does growth affect the dynamics of the team, but it also affects you as the owner. As your company grows it’s imperative you spend more time working on your business versus in it. Time management is critical as you are dealing with more issues, making more decisions, and trying to communicate out everything you need to various people and departments – the only way to be effective and stay effective is to change and adapt as your team continues to grow.

Carrying a balance on your credit card – how does it affect your credit score?

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When it comes to understanding your credit score, it can be tricky to figure out how it all works. Should you use your credit card for purchases and pay it off, should you keep a balance for a little while, should you get a new credit card or cancel old ones you don’t use? It can be confusing. If you don’t currently have any credit card balances, you might be wondering what you can do to maintain or even boost your current credit score a little. Should you consider making a few purchases and charging them to your card and paying it over a few months vs. in full? After all, you don’t want the credit bureaus to forget that you know how to be responsible with credit. But how is carrying a balance really affecting your credit?