Paying for your Second Home

Owning a second home can be a dream come true.  How many of us have dreamed of having a hideaway from your everyday life?   Owning a second home gives you the benefit of complete control of the home plus it can be a great investment.     Over time, the home can increase in value as well as providing a steady source of income that is often enough to offset the cost of ownership.   

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Municipal facelifts: To finance or not to finance – that is the question

Municipal infrastructure & equipment upkeep is expensive.  City/Town councils or commissions have to make hard decisions every day on how to finance capital projects – the big question is to borrow money or save over time and pay with cash.  Sounds much like a personal budget dilemma – and in fact, it is.

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Millennials – here’s how to handle debt the right way!

More than any generation before them, millennials have grown up in a world built on credit and borrowing.  For many of them, debt has become a way of life.  And for many, especially those who financed an education with credit, they may already find themselves carrying a significant amount of long-term debt and are having difficulty dealing with it.  Understanding how to handle this debt will be an important, if not essential, part of how they fare in the coming years.  So here are some general rules to follow for millennials hoping to better manage their debt.

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